Underwriter

Kinsale is an Excess & Surplus lines insurer specializing in hard-to-place, small to medium sized commercial accounts. Kinsale is eligible in all states and writes a variety of Property, Casualty and Specialty lines through thirteen underwriting divisions. We are looking for an experienced Underwriter to underwrite new business and renewals according to authority level and established guidelines. You would join a collaborative team where you can continue to grow your career within Underwriting. We promote from within and have steady growth and advancement.
Responsibilities

• Review large and highly complex policies to verify acceptability based upon company underwriting guidelines and granted underwriting authority.
• Determine whether to accept, modify, or decline risks.
• Oversee and approve endorsements as indicated.
• Resolve premium audit disputes within assigned territory.
• Utilize underwriting tools to determine accurate classifications, rates, and premium charges.
• Review state laws, including cancellation and non-renewal, within assigned territory to properly transact business within the state.
• Consult with general agents/brokers to obtain further information, quote rates, or explain underwriting guidelines.
• Create, analyze, and interpret data from various reports.
• Manage assigned underwriting territory, including management of agents and travel to agent offices.
• Mentor less experienced team members.
• Conduct educational sessions within the department.
• Other duties as assigned.

Qualifications

• Bachelor’s degree and three or more years related insurance experience and/or equivalent combination of education and experience
• Three Plus years of underwriting experience with authority in excess and surplus lines.
• Demonstrates an understanding and ability to effectively engage in the negotiation process.
• Demonstrated technical knowledge and skills reflective of progression of positions of increasing responsibility.
• Strong oral and written communication skills.
• Previous insurance educational work, IIA and CPCU designation strongly preferred.
• Detail oriented with initiative and the ability to work independently in a fast-paced environment.
• Excellent analytical and organizational skills.
• Advanced knowledge of computer programs, including Word, Excel, and Outlook.

At Kinsale we offer the following great benefits

• Competitive salary with performance-based bonus opportunities
• Single and Family Health, Dental and Vision Insurance plans with HSA funds contributed
• Short-Term and Long-Term disability
• Life Insurance
• Matching 401(k) starting on your first day
• Generous Paid Time Off and Holidays
• Education dollars for training and certifications
• Promotion from within the company with clear goals and developed career paths

Job Type: Full-time