Fair Banking and CRA Officer

Description

Lead Bank is not your traditional community bank. Our out-of-the-box thinking, strategy, open-concept locations and non-traditional way of banking is just the start of our uniqueness. Established in 1928, Lead Bank specializes in processing payments for commercial entities or partnerships.

We are looking for a Fair Banking and CRA Officer to join our Compliance team who will be responsible for driving and implementing our strategy for the promotion, enhancement, and oversight of our Fair Lending Program.  

There are very few opportunities available where you can build a fair banking program and monitoring system from the ground up in a work environment that is as supportive as ours.  If you enjoy building strong partnerships and collaborating across business lines to provide advice on all matters involving CRA, Fair Lending, federal banking regulations, and compliance, this could be a great opportunity for you to explore!

To thrive in this role, you:

• Are passionate about building and creating 
• Are curious, have humility, are open to learning and approach your work with a growth mindset 
• Thrive working in a fluid environment with high autonomy
• Love to collaborate to get to the best, most efficient outcome
• Embody the growth mindset and bring a self-driven and self-starter mentality to your work

In this role you will:

• Administer the bank’s Community Reinvestment Act (CRA) and Fair Banking Program so that the bank complies with applicable law, regulatory requirements, and examiner expectations.  
• Deliver a Fair Lending Risk Assessment for Banking as a Service (BaaS) relationships  
• Deliver a Fair Banking Risk Assessment for our traditional banking products
• Develop training for Fair Lending
• Responsible for driving and implementing the Bank’s strategy for the promotion, enhancement and oversight of the enterprise-wide Fair Lending Program
• Help the bank meet modernization requirements
• Attend CRA, Fair Banking, and Fair Lending conferences on behalf of the bank
• Develop new and continue community relationships 
• Oversee and update when necessary the bank’s CRA Strategic Plan and manage the banks CRA Coordinator and data collection/validation efforts
• Review results of data analysis, from time-to-time perform analysis, and recommend changes to management where necessary as it pertains to CRA performance and bank products and services available impacting CRA performance  
• Identify CRA opportunity and collaborate with management and lenders to assure CRA investment, service, and community development Strategic Plan goals are met 
• Maintain the banks CRA Public File
• Lead and support due diligence analysis on potential community partners, as well as community development loans, investments, and services throughout the banks footprint; performing site visits when necessary. 
• Perform other job-related duties as assigned

What we offer

• Competitive compensation based on experience, geographic location, and role
• Medical, Dental, Vision, Life, 401k matching, and Disability benefits
• Flexible vacation policy 
• A challenging and fulfilling opportunity to join one of the most experienced teams in banking and fintech 
• A fun team-oriented environment where your career will be supported

* Lead Bank requires all employees to be fully vaccinated from COVID-19. Medical and/or religious accommodations may be requested.

*Lead Bank is proud to have an inclusive culture committed to ensuring equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

*Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.