Data Scientist

Job Title: Data Scientist FLSA Status: Exempt

Department: Analytics Reports to: SVP Analytics

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CORE COMPETENCIES

· Ability to thrive in a dynamic and fast-paced environment, drive change, and collaborate effectively with a variety of individuals and teams

· Proven experience with analytics and the ability to translate data into actionable insights

· Experience with first-party and third-party data management

· Experience with Leadgen, Direct Mail and similar acquisition campaigns

· Proven experience with statistical modeling and analytics and the ability to translate data into a usable format

· SQL / Python / R / Tableau / Excel

· Graph DB experience a plus

PRINCIPAL DUTIES

· A primary focus of driving improvements in revenue, losses, profitability and other key metrics within Leadgen, Direct Mail, and all other acquisition channels

· Design, implement and maintain underwriting policies and strategies to meet portfolio goals across different acquisition channels like Lead Generation, Direct Mail marketing, etc.

· Help design and monitor portfolio reports to measure the effectiveness of these strategies and communicate results to senior management and internal business partners

· Extract insights from large and complex data sets to identify credit and fraud risk patterns through advanced data mining, statistical analysis, and modeling

· Develop and maintain a strong relationship with Marketing, IT, Legal/Compliance and other support functions to ensure alignment of initiatives with Company objectives.

· Work with internal business partners to improve the efficiency and effectiveness of the end-to-end Risk Management processes

· Synthesize and present research/technical findings to diverse audiences

EXPERIENCE AND EDUCATION

· Undergraduate Degree in Statistics, Data Mining, Machine Learning, Analytics, Mathematics, Operations Research, Industrial Engineering, or related field preferred. Graduate degree in a quantitative field preferred.

· Experience extracting and manipulating data and experience using databases such as MySQL Server, Hadoop, etc.

· Experience performing advanced data analytics in a big data environment within a risk & fraud function is ideal

· Strong quantitative, statistical modeling capabilities and experience building models

· Experience using machine learning techniques and algorithms

· Experience in financial services, risk management, fraud mitigation, and/or collections analytics a plus.

· Experience in reporting and automation tools

· Data and reporting experience and attention to detail

· Ability to collect, organize and disseminate significant amounts of information with attention to detail and accuracy

REQUIRED SKILLS, ABILITIES, SOFT SKILL FACTORS

· Excel/Word/PowerPoint

· SQL for Data manipulation and preparation

· Python/R/Other for Data Science projects

· Tableau for analytics reporting

· Experience with the development of decision trees, regression analysis, machine learning

· Strong understanding of relational databases

· Strong analytical, statistical, and problem solving skills

· Strong planning, organizational, and project management skills

· Excellent interpersonal, verbal and written communication skills

· Great team player and able to work efficiently with minimal supervision

JOB TYPE

· Full Time

LOCATION

· Plano, TX

SALARY

· Competitive, DOE

Job Type: Full-time

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Paid time off
• Vision insurance

Schedule:

• Monday to Friday

Experience:

• Analytics: 2 years (Required)

Ability to Relocate:

• Plano, TX 75024: Relocate before starting work (Required)

Work Location: Hybrid remote in Plano, TX 75024