What are the responsibilities and job description for the Mortgage Loan Originator position at Lendmire?
We’re an innovative mortgage brokerage with a wide variety of lending programs and superior technology. We work with the best wholesale lenders in the business including; United Wholesale Mortgage. Currently the #1 mortgage lender in the nation. Never lose another deal to your competitors due to higher rates or long close times! We are constantly signing new lenders to ensure you have the best products and pricing in the nation. Experience all the amazing advantages of the broker model.
*Note: This is a 100% commission sales position. Loan officers with an established referral network are strongly preferred.
* This is a remote position, but the candidate should reside in Florida and have a strong referral network in the local community.
*Close purchase loans in two weeks or less!
*Earn 125bps < 750k Monthly Production
*Earn 150bps > 750k Monthly Production
*Our commission is the highest in the business for top performers!
Job Summary:
The Mortgage Loan Officer will initiate the mortgage process for potential clients, preparing, analyzing, and verifying mortgage loan applications for the purchase or refinance of homes.
Duties/Responsibilities:
- Meets with and interviews potential and current clients to understand their lending needs, including first-time mortgages and refinance of existing loans.
- Explains the differences between and approval requirements of various types of mortgages; prepares and presents a lending package based on client specifications.
- Assists clients with completion of mortgage applications, inspecting completed documents for accuracy and thoroughness.
- Reviews loan applications, gather credit histories and reports, and assesses applicants’ capacity to repay and default risk.
- Based on predetermined requirements, assesses and grants or rejects mortgage applications.
- Views or visits property for real estate purchase or refinance.
- Maintains knowledge of trends and developments in the local real estate market; current and predicted lending rates; and changes in rules, regulations, and best practices of various mortgages.
- Develops and maintains contacts with local realtors, developers, and builders to promote and encourage the use of bank services for residential mortgages.
- Performs other duties as assigned.
Required Skills/Abilities:
- Excellent interpersonal and customer service skills.
- Excellent organizational skills and attention to detail.
- Thorough understanding of Federal Housing Authority (FHA), Veterans Affairs (VA), Federal National Mortgage (Fannie Mae), and other types of construction and conventional loans.
- Proficient with Microsoft Office Suite or related software.
Education and Experience:
- Bachelor’s degree in Finance or Business Administration preferred.
- One to three years of prior experience in lending or related field preferred.
Physical Requirements:
- Prolonged periods of sitting at a desk and working on a computer.
- Must be able to lift 15 pounds at times.
Lendmire, LLC
584 State Farm Rd, Suite 203
Boone, NC 28607
(828) 256-2183
NMLS# 2371349 | nmlsconsumeraccess.org | Equal Housing Opportunity.
Job Type: Full-time
Pay: $60,000.00 - $175,000.00 per year
Benefits:
- Flexible schedule
Physical setting:
- Office
Schedule:
- 8 hour shift
Application Question(s):
- Do you currently live in Florida?
Experience:
- Loan origination: 1 year (Required)
License/Certification:
- NMLS License (Required)
Work Location: Remote
Salary : $60,000 - $175,000
