What are the responsibilities and job description for the Loan Officer (Tampa, FL) position at Lennar Homes?
Seeking career growth with a national mortgage company? Lennar Mortgage can help you build the foundation to a long-term mortgage career. Join the team just rated as the #1 Homebuilder Worldwide by Fortune Magazine’s 2021 list of ‘World’s Most Admired Companies’.
Lennar Mortgage is a proud member of the Lennar family of companies and has the unique opportunity to deliver the personal commitment and accountability of a local lender with the financial backing of a Fortune 150 company. At Lennar Mortgage, not only do you receive a job - you gain a network, a family, and endless opportunities. Our success is a result of supporting and rewarding our team of elite professionals.
Loan Officer - Tampa, FL (Hybrid)CB\\
#CB
Responsibilities
A full-time, outside sales position responsible for seeking and developing relationships for new business sources both internally and externally. Meet with and interview prospective customers, brokers, NHCs, and other referral sources at homebuilding communities or other convenient locations to collect and analyze customer financial information, advise customers on the risks and benefits of various mortgage products, and help select the appropriate loan program within Lennar Mortgage roadmap. Obtain loan applications from customers and work with them to achieve loan approval.
- Support the Company’s growth through outside sales activities and lead generation
- Travel to various communities, realtors’ offices, and other appropriate locations on a regular basis (at least weekly) to solicit new business and/or leads from home builders
- Conduct “First Time Homebuyer Seminars” in communities on a regular basis to develop leads and build relationships with New Home Consultants and prospective/current
- Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, special events, to develop and maintain relationships and customer service
- Travel to various communities and other appropriate locations to meet with prospective/current customers, explain the Company’s offerings, obtain loan applications and other required documents, and attend closings
- Review leads daily and contact prospective customers via telephone and email to set up in-person/virtual meetings
- Originate and prepare new loans in accordance with the “Loan Officer” agreement, signed at the time of employment, to ensure all loans meet the guidelines of the Products and Policies manual for upfront
- Advise and recommend to the customer regarding the various mortgage loan products based on the customer’s individual need
- Review interest rates as needed and lock all loans with the borrowers in accordance with the Secondary Marketing Pricing and Rate Lock Policies and Procedures manual, at least fifteen days prior to closing
- Provide assistance to New Home Consultants on pre-qualifications of customers to develop a pipeline for outside sales; provide status of loans as needed
- Meet or exceed closed loan capture rate, spot loan objectives for the division, and/or other established sales goals as determined by the Division Manager and based on annual business
- Maintain reports and notes within origination computer system regarding own prospects and customers to ensure complete exchange of information regarding loan application, loan status, conversations with customers, underwriting, lock in information, monthly projected closings, incentive, and expense
Qualifications
- At least one year as a Loan Officer or two years as a Loan Officer Associate
- General mortgage banking background, including knowledge of lock procedures
- Ability to maintain flexible work schedule, including evening and weekend work
- Strong computer background with 1 to 2 years’ experience in mortgage software
- Four-year college degree (preferred)
- Spanish speaking (preferred)
- Strong verbal and written communication skills
- Strong advisory and customer service abilities
- Valid driver’s license and dependable transportation
- NMLS License & specific State license and bond requirements and required training
Benefits:
- Medical, Dental, & Vision
- FSA (Flexible Savings Account), DSA (Dependent Savings Account)
- 401(k) w/ company matching
- Maternity and Paternity Leave
- Vacation, Sick, Personal Time Off
- Associate Home Purchase Assistance
- Well Being incentive Bonuses
- Company Holidays (10 annually)
Type
Regular Full-Time
Salary : $0