AVP, Assistant Branch Manager

Basic Qualifications

Education/Training: An Associate degree in related field normally required; specialized banking education and training; mandatory S.A.F.E. Act registration.

Skill(s): Proficient reading, writing, grammar, and mathematics skills; proficient interpersonal relations, communicative, and sales skills; knowledge of the features and benefits of all bank products and services; comprehensive knowledge of associated forms; a working knowledge of bank operating policies and procedures; moderate PC skills; demonstrated supervisory skills; visual and auditory skills; ability to lift objects weighing 50 lbs.

Experience: A minimum of five (5) years' related experience normally required.

General Responsibilities

Responsible for assisting the Branch Manager in various aspects of branch management to ensure the efficient and effective operation of the branch; performing CSR duties; coordinating work within the office, as well as with other departments; ensuring the office's compliance with operating policies and procedures and outside regulatory requirements; directly supervising assigned personnel; reporting pertinent information to the immediate supervisor; responding to inquiries or requests for information.

Essential Duties

1. Assists the Branch Manager in various aspects of branch management to ensure the efficient and effective operation of the branch as follows:

a. Meets with current and potential customers to discuss their financial needs; offers appropriate products and services while developing and expanding account relationships; or refers customers to other Bank departments as appropriate.

b. Jointly establishes quantitative sales objectives, with assigned supervisor, on an annual basis; this activity to be integrated with the division’s annual marketing/sales plan.

c. Assists in the proper staffing and training of office personnel; ensures staff is trained in all areas of customer service, including transaction processing, operations, product knowledge, and sales.

d. Assists in managing branch staff to maximize productivity and to achieve sales and referral goals.

e. In the absence of the Branch Manager, makes certain that all office operations are performed in accordance with established policies and procedures, either directly or through appropriate supervisor, e.g., office balancing, control of vault cash, etc.

f. In the absence of the Branch Manager, provides for the proper security, maintenance, and cleanliness of the office; proper, approved, compliant display of marketing materials; supervises the opening and closing of the building and vault; makes necessary provisions for the securing and accounting of negotiable papers.

g. Performs various administrative duties, including the generation, filing, and maintenance of various forms and records in order to sustain an efficient branch operation.

h. Monitors overdrawn checking accounts and delinquencies.

i. Accepts, reviews, analyzes and approves loan applications within pre-set lending limits; obtains supplemental information necessary for determining the credit worthiness of an applicant, i.e. credit report; presents information with recommendations for loan approval/denial to supervisor.

j. Reviews all appropriate loan documents for loan closings and/or adverse action; reviews said action with customers.

k. Conducts loan closings as needed.

l. Prepares and processes advances on lines of credit.

m. Collects, processes, and codes loan payments and payoffs; obtains and verifies payoff amounts from other institutions.

n. Collects required credit file information, i.e. insurance coverage, financial statements and spreadsheets.

o. May assist with the collection of delinquent loans.

p. Maintains current knowledge of all loan and deposit products, procedures, and regulations to ensure office compliance.

q. Observes suspicious behavior and reports such activity to supervisor or other management personnel.

r. Actively participates in the community in a manner that reflects favorably on the Bank.

2. Performs Banking Solutions Supervisor, Banking Solutions Specialist and Banking Solutions Representative duties as required. (See Job Descriptions.)

3. Coordinates specific work tasks with other personnel within the office as well as with other departments in order to ensure the smooth and efficient flow of information.

4. Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the work place.

5. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank's compliance with all regulatory requirements, e.g. Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, S.A.F.E. Act, etc.; ensures that the office and all personnel adhere to the same.

6. Directly supervises assigned personnel as follows:

a. Assists in the selection of new personnel as appropriate.

b. Makes provisions for the proper orientation and training of new personnel.

c. Reviews employee performance throughout the initial training period and on a regularly scheduled basis thereafter.

d. Organizes, schedules, and distributes work among assigned personnel.

e. Keeps personnel informed of pertinent policies and procedures affecting the office and/or their jobs; creates an atmosphere in which upward communication from employees is encouraged.

f. Administers personnel policies and procedures as established by Bank policy.

7. Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate Bank personnel.

8. Responds to inquiries relating to his/her particular area, or to requests from customers, other Bank personnel, etc., within given time frames and within established policy.

Marion Center Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

Job Type: Full-time

Pay: $47,000.00 - $50,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Professional development assistance
• Referral program
• Tuition reimbursement
• Vision insurance

Physical setting:

• Office

Schedule:

• 10 hour shift
• 4 hour shift
• 8 hour shift
• Day shift
• Monday to Friday
• No nights
• Weekends as needed

Work Location: In person

Salary : $47,000 - $50,000