What are the responsibilities and job description for the Commercial Loan Officer position at MIDFLORIDA Credit Union?
Why have a job when you can build a career? We are proud to be defined by the excellent service and convenience offered to our members, as well as our diverse workforce and company culture. There are many reasons to work for MIDFLORIDA, which is probably why we were voted one of Florida Trend's "Best Places To Work." MIDFLORIDA offers a positive team culture, an open door management style, a commitment to diversity, stability, competitive benefits, and a career path with a growing, successful company! Join us on our mission to improve the financial well-being of our members!
Commercial Loan Officers perform the following functions:
- Recruit existing and potential members by offering MIDFLORIDA's full range of business products.
- Provide excellent service by opening and servicing business accounts and loans as well as answering questions in a prompt and professional manner.
- Improve the financial well-being of our members by offering products and services to save time and money.
- Develop new business relationships.
- Identify and cater to the specific needs of private banking clients.
- Manage the business portfolio, perform credit analysis, and complete loan underwriting.
- Present loans to the Risk Committee.
- Present a neat and professional personal appearance, in accordance with credit union professional image standards.
- Exercise sound judgment and discretion while remaining compliant with well-defined limits and guidelines.
- Exhibit a high degree of integrity, trustworthiness, and professionalism always.
- Exude a positive and professional attitude with members and partners consistently.
- Develop a strong understanding of customer facing technology with the ability to discuss with and enroll members in self-service options.
- Support assigned branches and members in all business lending needs.
- Perform other duties as assigned.
Qualifications include:
- 5 years of commercial credit lending experience.
- Strong calling officer and underwriting skills.
- Possess excellent customer service skills along with strong verbal and written communications skills.
- Must have a strong desire to help people.
- Proficient in the use of computers, the internet and Microsoft Office.
- SBA experience preferred.
- High school diploma or equivalent is required; a Bachelor's Degree in a business-related field is preferred.
MIDFLORIDA Perks:
- Stability
- Opportunity for growth
- Paid time off and paid holidays
- Tuition assistance after 6 months of service
- 401K Plan with employer matching
- Health, Dental, and Vision Insurance - Generous and affordable plans for employee and family
- Employee Assistance Program- No waiting period to access benefit
- Salary and Bonuses – Bonus programs and annual appraisals with salary increase opportunities
This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9.
