Job Posting for Mortgage Loan Originator at MLB RESIDENTIAL LENDING LLC
Job Details
Level: Experienced
Job Location: NY5018(Haupaugge, NY) - Hauppauge, NY
Position Type: Full-Time/Part-Time
Education Level: 2 Year Degree
Salary Range: Undisclosed
Job Shift: Any
Job Category: Sales
Description
Position Summary
The Mortgage Loan Originator is primarily responsible for analyzing customer needs, and selling loans and other financial products. Maintains up-to-date knowledge products and
services in order to better meet customer needs.
Essential Job Functions
Support and comply with Company policies and consistently execute Companymission statement
Work closely with manager to learn all aspects of mortgage sales
Meet with applicants to obtain information for loan applications and to answerquestions about the process
Drive to customer locations in a safe and courteous manner and in adherence with
Federal, state and local laws and Company policies
Analyze applicant financial status, credit and property evaluations to determinefeasibility of granting loans
Strictly adhere to Required Documentation Policy
Explain to customers the different types of loans and credit options that are availableas well as the terms of those options
Obtain and compile copies of applicant credit histories, corporate financialstatements and other financial information
Review and update credit and loan files
Review loan agreements to ensure that they are complete and accurate according topolicy
Compute payment and amortization schedules
Stay abreast of new types of loans and other financial services and products in orderto better meet customer needs
Submit applications to processors for verification and recommendation
Handle customer questions and take appropriate action to fully address anycustomer concerns
Work with clients to identify their financial goals and to find ways of reaching thosegoals
Confer with processors and underwriters to aid in resolving mortgage applicationproblems
Analyze potential loan markets and develop referral networks in order to locateprospects for loans
Provide weekly planner to management
Maintain open and consistent communication with sales support staff, management,referral sources and customers during business hours
Attend Company mandated industry events (MBA Convention, Realtor Convention,fund raisers, etc.) and actively network
Host 2 forums annually
Attend a minimum of 2 open houses monthly
Schedule and attend quarterly meetings with Sales Manager
Provide quarterly marketing budget to be approved by management
Support Sales Assistant by monitoring loan status remotely
Approve final CD in writing for all loans
Follow quality control policies and procedures
Notify supervisor of any issues or discrepancies identified in the loan file
Maintain the cleanliness and organization of work area
Perform other duties as assigned
Qualifications
Qualifications
1-2 Years' experience as a loan originator in the residential lending industry is preferred
1-2 Years' sales experience in some facet of financial services
Valid NMLS Mortgage Loan Originator License for the state in which they originate loans
Associates degree is preferred
Proficiency in MS Office Suite and Adobe Acrobat
Valid driver license with a good driving record
Knowledge, Skills and Abilities
Knowledge of sales and marketing principles and analysis, and methods for showing,promoting, and selling products or services. This includes marketing strategy andtactics, product demonstration, sales techniques, sales control systems and reporting
Ability to multi-task, prioritize and stay organized in a fast paced environment
Ability to work well in a high energy, deadline-driven environment
Ability to be resourceful and find alternative solutions, conclusions or approaches toproblems
Basic math aptitude, sufficient to add, subtract, multiply and divide
Exceptional interpersonal, written and verbal communication skills
Demonstrated commitment and adherence to MLB's core competencies of:
Occupational Integrity
Team-Oriented
Responsible
Analytical
Service-Minded
Physical Demands of the Job
The physical demands described here are representative of those that must be met by anemployee to successfully perform the essential functions of this job.
Making substantial movements (motions) of the wrists, hands, and/or fingers to type,file, perform clerical tasks, and/or operate a computer
Speaking/talking to express or exchange ideas or provide instructions
Hearing with or without correction to perceive normal speaking levels. Must have theability to receive detailed information through oral communication
Sitting at a desk the majority of the time
Standing/remaining upright on the feet periodically
Walking/moving about on feet to accomplish tasks, from one part of the office toanother
Visual acuity with or without correction to prepare and analyze data and figures, viewa computer terminal, read extensively, operate office machines, determine theaccuracy, neatness and thoroughness of the work assigned, and operate a motorvehicle
Work Environment
The work environment characteristics described here are representative of those that mustbe met by an employee to successfully perform the essential functions of this job.
The worker is subject to an office environment and/or other temperature controlledenvironments where there is climate-control, not substantially exposed to adverseenvironmental conditions
The worker is subject to normal noise levels
Hourly Wage Estimation for Mortgage Loan Originator in Hauppauge, NY
$51.27 to $71.80
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