Senior Compliance Analyst

Please reference the schedule and minimum qualifications listed below before applying. If you need assistance with filling out our application form or during any phase of the application, interview, or employment process, please notify our Human Resources Team at 801-366-6947 option 1 or email macurecruiting@macu.com and every reasonable effort will be made to accommodate your needs in a timely manner. Job Summary As part of the credit union’s risk management infrastructure and second line of defense, the Compliance Analyst assists in the overall implementation of the credit union’s Compliance Management System (CMS), collaborates and communicates with key business partners for the effective operations of the compliance team to ensure the credit union maintains a strong CMS that is effective at managing compliance risk and preventing violations or enabling early detection of potential violations of regulatory requirements and internal policy. A Senior Compliance Analyst maintains expert-level knowledge of regulations and credit union policies and assists in providing end-to-end compliance support for specific regulations and credit union programs. Job Description LOCATION *Mountain America Center 9800 S Monroe St Sandy, UT 84070 *This is a Hybrid position with the expectation of at home and in office shifts SCHEDULE *Full time To be effective, an individual must be able to perform each job duty successfully Manages compliance assessment process, developing and presenting assessment specific training, creating questionnaires, coordinating monitoring processes with Quality Control Teams, analyzing and summarizing assessment results Develop, create, and review existing questionnaires to effectively audit and evaluate areas for adherence to federal regulation, state laws, and MACU policy Develop, implement and oversee the regulatory training of compliance employees in preparation for conducing compliance related monitoring Performs gap analysis of credit union policies and program procedures, working with stakeholders to close gaps Assist with the resolution of compliance issues, providing insight and feedback necessary to the development of effective remediation plans Coordinate with the Talent Development team on organizational compliance training and projects Research and analyze emerging regulatory compliance changes, advising business units in the creation or adaptation of existing processes and procedures to ensure compliance Monitor the implementation of regulatory changes into business operations in a comprehensive, timely, and collaborative manner. Ensuring updates to processes and procedures are added to business units written procedures Prepare written reports and dashboards containing results of compliance assessments and monitoring according to compliance assessment schedule Utilizes strong analytical and decision-making abilities in order to interpret data and reports as well as conduct root cause analysis Applies subject matter knowledge of compliance topics, providing regulatory support to BUs Effectively manages multiple priorities and consistently meets established deadlines Completes special projects as assigned Performs all other regulatory compliance duties as assigned KNOWLEDGE, SKILLS, and ABILITIES The requirements listed are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions. Experience Minimum 4 years of similar or related experience in compliance Education Four-year degree or equivalent Licenses, Certificates, Registrations Credit Union Compliance Expert (CUCE) or other related certifications preferred Computer/Office Equipment Skills Intermediate to Advanced skills in Microsoft Office (Outlook, Word, PowerPoint and Excel) Managerial Responsibility No managerial responsibilities Language Skills Must have the ability to read, understand and carry out instructions in written and oral form. Other Skills and Abilities · Has working knowledge of regulations, including, but not limited to BSA, OFAC, FACT Act, GLBA, Regulation CC (Funds availability), Regulation DD (TISA), Regulation E, UDAAP, Reg. B, Reg. Z, RESPA, HMDA, Fair Lending, FCRA, and CARD Act and other regulations as required by law as it relates to his/her position · Excellent report writing and oral communication skills · Presentation skills · Proficiency in data analytics and data validation · Advanced critical thinking skills · Time management PHYSICAL ABILITIES / WORKING CONDITIONS Physical Demands Long periods of computer and office machine use. Requires sitting, stooping and kneeling for filing, use of hands and fingers, ability to talk and hear. The employee is occasionally required to walk short distances. Vision Requirements Close vision (clear vision at 20 inches or less) Distance Vision (clear vision at 20 feet or more) Weight Lifted or Force Exerted Ability to lift up to 10 pounds occasionally Environmental There are no unusual environmental factors Noise Environment Moderate noise (business office with computers and printers, light traffic) #LI-PN1 Mountain America Credit Union is an EEO/AA/ADA/Veterans employer. Follow @MountainAmericaLife on Facebook and Instagram to see why our employees love working at Mountain America! Mountain America Credit Union is one of the foremost financial institutions in the country, with more than 95 branches located in 5 states (Utah, Idaho, Nevada, New Mexico, and Arizona). We believe that a healthy balance between work, home life, and play is essential to our employees and our success. We offer a friendly, comfortable and inclusive work environment, fun employee activities and exciting charity events to ensure that no day is dull at Mountain America. Our purpose is to help members enjoy a good life by providing them a positive incentive to save and manage their finances. We also give members easy access to their accounts and allow them to control their funds in a variety of ways, including ATMs, online home banking, mobile banking, direct deposit, Touch-Tone Teller, automatic payment options and access through a large branch network. When making decisions, we always put members' needs first. It's just the way we do business and a part of the "people helping people" philosophy of credit unions.