What are the responsibilities and job description for the Sr Home Equity Specialist position at Nada?
About the Sr Home Equity Specialist position
We are looking for a reliable NMLS Licensed Loan Officer to be responsible for evaluation, authorizing approval or denying loan applications for our private and corporate customers. This position also originates our specialized HomeShare transactions. You should provide support both to clients and to our financial personnel and help approved applicants acquire loans on time. This position provides as opportunity to thrive in an upbeat environment with a proven leadership team known for growing talent and scaling business.
Responsibilities are:
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Interact with applicants to investigate their financial eligibility and decide about options
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Make timely estimations of creditworthiness based on analysis of applications and related documentation
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Create debt payment plans and calculate all applicable ratios and metrics
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Introduce different types of financial options based on the analysis of customer needs, explore all options
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Interact with clients to support them or to request for information
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Manage contracts and consult customers on company's policies, guidelines and restrictions
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Make decisions (approvals/rejections) based on analysis results
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Prepare report on the decisions and present them to senior management
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Keep up with latest trends in the sphere of various types of loans and other financial services
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Manage account records
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Ensure that all operations are compliant with legal regulations and correspond to company's guidelines
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Build and maintain referral networks, alternate channels and other measures to optimize the performance
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Work to create trust relationships with customers, achieve their loyalty and satisfaction
Sr Home Equity Specialist requirements are:
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3 years' experience of working on a Loan Officer or equivalent position
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Significant experience with direct and indirect lending products and practices
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Good experience with banking applications and related software
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Strong communication and social skills
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Good level of sales competency
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Goal- and customer satisfaction orientation
