Credit Analyst

CREDIT ANALYST The Credit Analyst will analyze all relevant credit and financial data on new, renewal and existing loans to evaluate the creditworthiness of the prospect and/or existing borrowers in order to assist with the loan decision-making process. Responsibilities Spreading of financial statements within our statement spreading software. Preparation of spreadsheets and a written report and analysis for the Commercial Lending staff. Remains independent of the lending decision to help ensure the highest loan quality and adherence to loan policies, regulations and legislation. Works with the Commercial Lending Department to support quality growth of the loan portfolio. Position requirements Bachelor’s degree in business, finance or accounting with 3 to 5 years progressive work experience that include bank credit responsibilities. Must have financial analysis and loan underwriting experience and have held a position as a credit analyst or possess an equivalent combination of work experience and education. Strong skills in commercial real estate analysis as well as C&I loans, to include documentation skills. Including proficiency in spreadsheets and word-processing. Completion of a credit-training program is desired. Experience with collections or workouts is preferred. Experience with Abrigo is a plus. This position requires an experienced Credit Analyst who is able to work professionally with staff and co-workers in a positive manner while exchanging and presenting ideas, facts and technical information in a clear and consistent manner; both verbally and written. The qualified Analyst must be able to perform under stress when confronted with critical time constraints and large work volumes. Windsor Federal Savings, an Equal Opportunity Employer, offers a competitive compensation and benefits package including vacation, personal days, paid sick time, holidays, participation in a 401(k) plan, and profit sharing. For consideration, qualified applicants may email a cover letter and resume to slevasseur@windsorfederal.com.Windsor Federal Savings, 250 Broad Street, Windsor, CT 06095An Equal Opportunity Employer   Keywords: credit analyst, financial statement, financial ratio, credit, credit analyst, financial statement, financial ratio, credit, credit analyst, financial statement, financial ratio, credit