ENHANCED RISK PAYMENTS ACCOUNT SPECIALIST, FT

North American Banking Company
Roseville, CA Full Time
POSTED ON 4/24/2024
  • North American Banking Company has been serving Twin Cities communities since 1998, help us continue to build new and lasting personal and business relationships as an Enhanced Risk Payments Account Specialist in our Roseville Operations Facility.

    POSITION SUMMARY AND ESSENTIAL FUNCTIONS:
    Contributes to the profitability and growth of North American Banking Company by providing sales and service of appropriate bank products to our Enhanced Risk Payments clients.

    RESPONSIBILITIES/EXPECTATIONS/GOALS:

    • Performs daily review of Enhanced Risk Payments (ERP) reports: NSF, non-post, new accounts, closed accounts, FXIM etc.
    • Works with Payments group to gather necessary business documentation needed for account opening. Prepares account documents and works with client to obtain necessary signatures. Tracks progress throughout the process.
    • Upon receipt of signed documentation, on-boards accounts to Fiserv Premier, scans documents to Director and prepares New Account Review sheet for review by co-worker or reviews new accounts opened by other staff member. Ensuring correct coding on the system.
    • Works with client to set-up Cash Management Services. Prepares agreements and obtains necessary signatures. Tracks progress throughout the process.
    • Upon receipt of signed agreements: performs system maintenance, issues tokens if applicable, scans agreements to Director and prepares New CM Review sheet for review by co-worker. Updates tracking spreadsheets as needed.
    • Cash Management Risk Reviews follow up: updates limits if necessary, prepares updated agreements, and makes system changes as needed, collects security checklists from clients. Tracks progress throughout the process.
    • Provides ongoing client support via phone/email: account inquiries, change of signer, online banking assistance etc.
    • Is able to respond to clients needs in a timely manner, while staying organized and following procedures accurately.
    • Participates in department review process to ensure dual control review is performed on all new accounts and new/modified cash management services.
    • Attends department meetings on the current and upcoming activities going on with the ERP clients.
    • Performs other duties as assigned.

    EDUCATION AND EXPERIENCE

    • Bachelor’s degree (B.A.) or equivalent; or a minimum of five or more years of related experience and/or training; or equivalent combination of education and experience.
    • Experience with Business Banking and managing Business client relationships.

    KNOWLEDGE/SKILLS/ABILITIES/PHYSICAL REQUIREMENTS AND WORK ENVIRONMENT

    • Ability to read, analyze and interpret general business periodicals, professional journals, technical procedures or governmental regulations. Ability to write reports and business correspondence. Ability to effectively present information and respond to questions from groups of managers, clients, customers and the general public.
    • Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry.
    • Ability to apply common sense understanding to carry out instructions furnished in written, oral or diagram form. Ability to deal with problems involving several concrete variables in standardized situations.
    • Knowledge of Microsoft Office, Excel, Word, ITI Software.
    • Knowledge of applicable bank compliance policies; Bank Secrecy Act, Regulation CC, Regulation E, regulation DD, Regulation Z, RESPA, and HMDA.
    • Ability to use hands to; finger, handle or feel objects, tools or controls. Reach with hands and arms. The employee must occasionally lift and move up to 10 pounds. While performing this job the employee is regularly required to sit, stand and walk. Specific vision requirements include close vision, distance vision, peripheral vision and depth perception.
    • The work environment is typical for an office and does not require exposure to working conditions outside of a typical office environment.

    The above is intended to describe the general content of and requirements for the performance of this job. It is not to be construed as an exhaustive statement of duties, responsibilities, or requirements, and does not imply a contract.

    A successful candidate will demonstrate honesty, creativity, integrity, and exceptional client service skills. If you fit that description, you've come to the right place. As a member of the North American Banking Company team, you will find a unique environment where employees are encouraged to express creativity, participate in decision-making processes, and develop skills. You will be rewarded for hard work and dedication. We offer an outstanding package of employer paid benefits and a friendly and collaborative corporate culture.

    We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, creed, religion, national origin, sex, sexual orientation, disability, protected veterans, age, marital status, familial status or status with regard to public assistance, or any other characteristic protected by law. North American Banking Company encourages veterans, people with disabilities, and minorities to apply for employment.

    If you wish to be considered for this position, please send your resume to employment@nabankco.com.

  • Salary.com Estimation for ENHANCED RISK PAYMENTS ACCOUNT SPECIALIST, FT in Roseville, CA
    $61,681 to $80,293
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