Mortgage Loan Originator (Allentown, PA)

NQM Funding, LLC is a mortgage company with a 25-year history of helping people become new homeowners and refinancing others into a better financial situation. Serving clients needs is the core of our business. This basic principle of putting “the client first” is the reason we close loans based upon relationships, not leads. NQM Funding, LLC is not your typical mortgage company…and our clients appreciate that.

We are looking to hire a Mortgage Loan Originator that resides near Allentown, PA.

Job Title: Mortgage Loan Originator

Reports To: Branch Manager

FLSA Status: Exempt

Department: Sales

Division: Retail

Salary: Commission only

Summary: This outside sales position will educate, advise, and guide potential borrowers through the loan application process. Review and process loan applications, approve or disapprove loans within established limits by performing the following duties.

Duties and Responsibilities include the following.

1. Provides applicants with information regarding the loan application process.
2. Counsels customers with respect to credit needs.
3. Obtains complete loan application including all support documentation needed to process the loan.
4. Pre-qualifies potential loan applicants by analyzing financial background.
5. Analyze applicant’s financial situation and hunts for possible loan solutions.
6. Follows up on processing the loan by obtaining additional applicant information if necessary.
7. Maintains communications between the lender and borrower.
8. Establishes rate with borrower verbally and in writing prior to settlement.
9. Explain legal aspects of the loan to the borrower along with payment terms and conditions.
10. Understands and supports the corporation's policies and procedures to provide proper and effective treatment to all of the corporation's customers.
11. Resolves any customer problems in an expeditious and tactful manner.
12. Reviews and reports complaints received from customers and recommends corrective action to management.
13. Advanced knowledge of FHA, VA and Conventional Guidelines
14. Primarily out in the field building relationships with builders, realtors and in the financial industry.
15. Travel may be required
16. Performs other related duties as assigned.

Skills:

Budgeting

Oral Communication Skills

Written Communication Skills

Customer Relations

Customer Service

Math Aptitude

Negotiations

Professionalism

Time Management

Education/Experience:

Degree: High School Diploma or Equivalent.

At least 3 years prior sales experience required.

NMLS License Required

Encompass 360 Required

NQM Funding, LLC offers the following benefits:

• Medical Plan
• Dental Plan
• Vision Plan
• GAP Insurance
• Life Insurance paid by the company
• Voluntary Life Insurance
• 401K

Equal Employment Opportunity:

NQM Funding, LLC management will maintain and observe personnel policies which will not discriminate or permit harassment or retaliation against a person because of race, color, creed, age, sex, gender, gender identity, gender expression, religion, national origin, ancestry, marital status, military or veteran status or obligation, the presence of a physical and/or mental disability or medical condition, genetic information, sexual orientation, and all statuses protected by applicable state or local law in all recruiting, hiring, training, compensation, overtime, position classifications, work assignments, facilities, promotions, transfers, employee treatment, and in all other terms and conditions of employment.

NQM Funding, LLC will also prohibit retaliation against individuals for raising a complaint of discrimination or harassment or participating in an investigation of same.

NQM Funding, LLC will also reasonably accommodate qualified individuals with a disability so that they can apply for a job or perform the essential functions of a job unless doing so causes a direct threat to these individuals or others in the workplace and the threat cannot be eliminated by reasonable accommodation or if the accommodation creates an undue hardship to NQM Funding, LLC.