MORTGAGE LOAN OFFICER

BayCoast Mortgage is a fast growing Massachusetts company owned by BayCoast Bank, est. 1851. As a wholly owned subsidiary of a bank we have portfolio lending flexibility in addition to being a full-service lender serving the majority of the East Coast. We are committed to being one of the best workplaces in the industry. BayCoast offers a dynamic work environment and excellent opportunities for internal and professional development. We currently have a variety of rewarding career opportunities available in our Mortgage Department in Swansea, MA.  

Available Positions:   

• Mortgage Loan Originator (inside/outside sales)   

Essential Mortgage Loan Originator Functions:   

• Maintain and originate through branch and subsidiary provided leads (25 physical locations).
  Utilize cutting edge technology to originate digital provided leads.
  Utilize Salesforce to maintain customer and COI relationships.  
• Source and originate mortgage loans and manage the client experience from origination to closing.  
• Establish a strong presence including developing relationships with Realtors and Community Groups; some inbound and outbound sales calling and field visits may be necessary.  
• Participate in all steps related to the origination of a mortgage loan including meeting with prospects, counseling borrowers, taking mortgage applications electronically and face-to-face as well as by mail and phone.  
• Attend seminars, shows, community outreach events and other events to raise consumer awareness of our products and services.  
• Stay current with changes and new products and learn various borrowing programs and processes.  
• Learn and utilize LOS (MortgageBot), as well as various third party provider applications.  
• Adhere to all federal and state compliance guidelines relative to the position.   

Minimum Qualifications:   

• High school diploma with 3–5 years mortgage experience or a bachelor's degree.  
• 12-24 months of experience as a Loan Officer, Loan Officer Assistant or Loan Processor.
• Mortgage Loan Service Registry (NMLS).  
• Working knowledge of all state and federal mortgage regulations.  
• Strong written and oral communication skills.  
• Working knowledge of windows-based applications, including Microsoft Excel and web based applications, including LeadMailbox.  
• Must possess superior customer service skills.  
• Excellent customer service and listening skills.  
• Public speaking skills.   

Desired Skills & Experience   

• Solid math skills.  
• Genuine interest in local, regional and national real estate markets  
• Ability to multi-task in a fast paced environment.  
• Good organizational and analytical skills.  
• Strong written and oral communication skills.   

Competitive benefits, including:   

• Customized commission structure  
• Signing bonus  
• Access to Loan Officer Assistant, Processor and Team Leader  
• Medical and Dental Insurance  
• 401(k) Plan  
• Pension Plan  
• Subsidized Short/Long Term Disability, Life and AD&D Insurance  
• Voluntary Benefits including Life, Accident, and Cancer Insurance  
• Flexible Spending Accounts  
• Health Savings Accounts  
• Tuition Reimbursement  
• Student Loan Pay Down Benefit  
• Generous Paid Time Off  
• Employee Assistance Program (EAP)  
• Volunteer Time   

MLO positions are commission based.  

BayCoast Mortgage is an Equal Opportunity Employer. BayCoast Mortgage is a wholly owned subsidiary of BayCoast Bank.