What are the responsibilities and job description for the Mortgage Loan Closer (Full Time) - Richardson position at Percheron Operating?
How to apply: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers and to find more job opportunities with our company.
*A pre-employment credit check will be run on all qualified applicants.
POSITION PURPOSE
Responsible for regulations pertaining to the closing process to accurately prepare closing documents. Prepare and review CDs and fund closed loans in a timely manner.
ESSENTIAL FUNCTIONS AND BASIC DUTIES
- Complete Closing Checklist Worksheet prior to entering data into bank LOS systems for closing
- Prepare and disclose initial and corresponding Closing Disclosures
- Knowledgeable of Conventional and Government guidelines, policies and procedures
- Prepare Loan Documents
- Review and balance closing disclosures and advise for corrections as needed
- Review Lock Confirmation and Underwriter Approval to ensure loan is closed in accordance to underwriting, state and federal guidelines
- Act as correspondent between title company and loan officer
- Review Title Policy, Tax Certs, Hazard Insurance and Surveys for accuracy
- Data entry for all additional items needed to complete closing documents and closing instructions to settlement agent
- Maintain communications with attorneys for closing document quality and accuracy
- Prioritize assignments and schedule workload to meet critical deadlines and have the ability to manage a high volume of loan activity with a high degree of accuracy
- Request Wire for Funding
- Expected to help with post-closing functions as needed
Education/Certification: High school graduate or equivalent.
Required Knowledge: Thorough knowledge of general administrative and clerical systems.
Experience Required: At least three years of banking in mortgage or loan related positions.
Skills/Abilities:
Good verbal and public relations skills.
Strong typing abilities.
Good basic math skills.
Able to use related computer applications.
Well organized and detail oriented with analytical ability.
Self-starter.
Monday - Friday: 8:00 AM - 5:00 PM
