Mortgage Loan Assistant

Top-producing Loan Officers in Sacramento are looking for a Licensed Loan Officer Partner. Someone who is a self-starter, an efficient multi-tasker, great with people, has a positive attitude and loves working. This position will be split between mortgage responsibilities and marketing responsibilities.

If you find the mortgage industry as interesting as we do, enjoy helping clients attain the home of their dreams, and are a detail-oriented professional who is passionate about great customer service, we want you to join our dynamic and fast-growing team. To us, a qualified Mortgage Assistant/Loan Partner must have 2 years of continuous mortgage experience, 5 preferred. This is your opportunity to join a hyper-successful team where you can grow your career and earn a significant financial income.

This role will work directly with our top-producing loan officers as well as our borrowers to provide a seamless and expeditious mortgage process along with white-glove customer service. This position will be from the “contact to contract” phase of the loan. This support will allow our Loan Officers to spend the majority of their days originating more loans into the pipeline.

The Assistant/Loan Partner will help the Loan Officer in the preparation of documents for processing. Our processor will take the loan from “contract to close” and stay in touch with all interested parties. The Assistant/Loan Partner can focus on lead conversion and creating a “wow” experience for each client. This position requires the knowledge to analyze customer credit, review income, and asset documents, and structure a loan.

We are looking for an inspired, ethical, and committed mortgage professional to join our top-producing team. We are looking for an individual who has a talented mix of guideline knowledge, processing abilities, and sales skills, and will act as the "right arm" of our Loan Officer.

You must have at least 3 years of professional office experience and one year of mortgage experience.

Only apply if you want to be part of a fast-growing team that really cares about its clients. This position is a full-time in-office position. A mortgage license is ideal but we are willing to consider candidates who have excellent experience and are willing to get licensed.

$40,000 - $100,000 yearly, including Hourly, OT, Commission, and bonuses

$40,000 - $100,000 yearly

• Be the main point of contact for borrowers during the "contact to contract" phase of the loan process (Processor handles "contract to close" duties on LIVE files)
• Submit detailed and accurate application packages directly to underwriting for upfront TBD approvals
• Current on mortgage loan products (FHA/VA/CONV/USDA) procedures and documentation
• Create ways to communicate daily with the Loan Officer, Processor, Operations staff, Realtors, etc.
• Put out loan "fires" whenever possible
• Be a sponge for information/knowledge, always striving to be the best possible in your position
• Be a leader, helping us improve our processes and procedures to always deliver a world-class experience to clients and referral partners
• Establish relationships with referral partners and borrowers
• Facilitate the completion of loan applications (digital/phone/in-person)
• Help gather and prepare all documents needed for underwriting requirements
• Structure loan files based on specified parameters (running DU/LP, sending closing cost worksheets, etc)
• Quote rates (when necessary)

• MUST HAVE A Minimum OF 3 years of mortgage experience as an LOA, 5 preferred
• NMLS licensed by the state of CA, if Not Licensed must be Licensed within 90 days of the start date
• Highly motivated and detail-oriented with excellent customer service skills
• Has excellent organizational, time management, and follow-up skills
• Current or previous experience fulfilling the roles of LOA/Loan Partner, Processor, Loan Officer, and/or Underwriter
• Knowledge of DU and LP
• Know how to analyze credit reports, income, and asset documents, as well as general ways to structure a loan
• Must have a current working knowledge of mortgage loan products (FHA/VA/CONV/USDA) and knowledge of mortgage procedures, processes, and documentation

With over 200 locations, PRMG is one of the largest independently owned Mortgage Banks in the nation. The company is experiencing exponential growth in 2021 and 2022 and will for many years to come. The benefits that PRMG offers are available to all full-time employees. We offer a competitive salary that will be based on experience. We were voted the top 5 of the 50 Best Companies to Work for 2019, 2020, 2021 & 2022.