Role:
To process, close and fund mortgage loan applications.
Essential Functions & Responsibilities:
Communicates effectively with borrowers and mortgage loan originators regarding any missing or delayed documentation required for loan approval or clear to close.
Verify, compile, and input/update application information into the appropriate mortgage software.
Review real estate loan files to verify that all data and documents are complete, accurate, and meet all established standards.
Prepare disclosures within the required time frames to meet regulatory standards.
Gather and process all loan documentation required and ensure compliance with policy, regulatory, and loan terms.
Place orders with outside vendors for title work, appraisals, flood certification, insurance, and any other related items required for the loan to meet underwriting conditions.
Perform necessary follow up on any items required for the loan in a timely manner to ensure target closing dates are achieved.
Submit conditions to underwriting to obtain clear to close.
Inform supervisor or Mortgage Loan Originator of any discrepancies on any loan documentation provided or ordered.
Effectively monitor pipeline report for all loans assigned to their queue to ensure timely forward progress and achievement of target closing date.
Communicate effectively with borrowers, mortgage loan originators, and outside vendors to ensure a best in class closing experience.
Generate and coordinate delivery of all closing documentation to appropriate parties.
Book and fund closed real estate loans in the appropriate system.
Ensure all required payoff checks are generated and mailed.
Review closed real estate loan documentation for accuracy and upload to appropriate system.
Assign closed real estate files to Post Closing/Servicing.
Job Qualifications Title
Knowledge and Skills
Job Qualifications
While performing the duties of this job, the employee is regularly required to talk or hear. The employee is frequently required to stand; walk and sit. The employee is occasionally required to use hands and reach with hands and arms. The employee must occasionally lift and/or move up to 30 pounds.
Radiant Credit Union is a growing organization and we would like you to be part of our team! DFWP, EOE.
Job Type: Full-time
Pay: $40,000.00 - $60,000.00 per year
Benefits:
Physical setting:
Supplemental pay types:
Work Location: In person
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