What are the responsibilities and job description for the Risk Operations Analyst position at Ramp?
Ramp is building the world's first finance automation platform designed to save businesses time and money. Ramp offers 5-in-1 software that consolidates corporate cards, expense management, bill payments, accounting, and reporting into one simple and free solution. More than 2,000 businesses are using Ramp for over $1 billion in annualized transaction volume. Customers include some of the fastest growing startups and unicorns like Ro, DoNotPay, ClickUp, and Applied Intuition, as well as established businesses across the US such as Bristol Hospice, Walther Farms, Douglas Elliman, and Planned Parenthood.
Founded in 2019 Ramp is NYC's fastest growing startup, having achieved a unicorn valuation of $3.9 billion in just over 2 years. Ramp has raised $620 million in funding from investors including Founders Fund, Stripe, Goldman Sachs, Coatue Management, D1 Capital Partners, Redpoint Ventures and Thrive Capital, as well as over 100 angel investors who were founders or executives of leading companies. Ramp is part of the Forbes Fintech 50 and Fast Company's Best Workplaces for Innovators program.
About the Role
As an early member of Ramp's Risk Strategy & Operations, you will help create the foundational frameworks for increasing the efficiency of risk policies, procedures and processes by 10x. Partnering with internal and external stakeholders, you will design and implement the risk infrastructure to ensure Ramp continues to scale efficiently.
What You’ll Do
- Develop a deep understanding of Ramp’s risk management policies (underwriting, payments, transactions, credit limit changes, collections) across corporate credit card and bill pay products by developing and implementing them
- Create frameworks to investigate and evaluate efficiency levels of risk policies, procedures and processes
- Leverage data and analytics to evaluate and prioritize solutions to improve efficiency
- Partner with product and engineering to build best in class risk tooling to increase operations efficiency
- Build and maintain monitoring dashboards for underwriting and risk management outcomes, processes and losses
- Research emerging underwriting, risk management and fraud trends to innovate on Ramp's decisioning systems and policies
What You Need
- Minimum 3 years of experience in operations, strategy, management consulting, investment banking, private equity or venture capital
- Exceptional ability to draw key insights from both quantitative and qualitative data
- Knowledge of SQL or Python
- Excellent written and verbal communication skills
- Investigative and critical thinking skills
- BA/BS from an accredited university
Nice to Haves
- Experience within consumer/ corporate/ small business cards, payments, invoices, lending, or related industries
- Experience in high growth startups
- Experience building complex financial products
Ramp Benefits (for U.S. based employees)
- 100% medical, dental & vision insurance coverage for you
- Partially covered for your dependents
- 401k (including employer match)
- Parental Leave
- Unlimited PTO
- WFH stipend to support your home office needs
- Monthly wellness stipend
- Annual education reimbursement
- Relocation support
