Funding Specialist

Why Work at RateGenius?
Our people come from all kinds of backgrounds and experiences to create something exciting and new: A BETTER WAY TO DO CAR LOANS. We offer steady growth, a strong and supportive leadership team, and in-depth training and tools to ensure your success. We work with some of the most amazing goal oriented and driven people and have built a pretty awesome work culture in the process! That's because we value HAPI-ness (Honesty, Ambition, Persistence, and Integrity).   

About The ROLE
The Closing Coordinator will provide support to consumers in completing and processing loan applications timely and assisting customers in meeting their auto loan financing needs. They will do so by collecting and verifying the stipulations needed to fulfill a loan prior to sending it to the lender for funding. 

About The RESPONSIBILITIES

• Understand and demonstrate the principles of RateGenius Mission, Vision, and Values.
• An understanding of the loan process, timeline expectations, stipulation, and contract needs in detail.
• Coordinating the retrieval of required stipulations on an average of 500 loans per month (25 new per day plus following up on those in progress) in conjunction and collaboration with the assigned Loan Specialist.
• Calling and/or notating every loan on the assigned team in between a contracting and funded status to acquire missing stipulations.
• Verifying each stipulation received.
• Uploading stipulations received in accordance with RateGenius process.
• Answering basic questions regarding the consumer’s loan and escalating to assigned Loan Specialist as needed.
• Working with consumers to update insurance binders as necessary.
• Maintain expected KPIs.
• Additional duties as required.

About The REQUIREMENTS

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Knowledge, Skills, and Abilities

• Education: High school diploma or equivalent experience required.
• Experience: Minimum of one (1) year of experience in an auto loan or indirect lending preferred but not necessary.
• Language/Communication/Interpersonal: Excellent organizational skills. Strong verbal and written communication skills. Ability to read and comprehend simple instructions, short correspondence, and memos. Ability to write simple correspondence. Ability to effectively present information in one-on-one and small group situations to customers, clients, and all levels of management.
• Math Skills: Basic computation skills
• Analytical: Detailed-oriented with exceptional organizational skills, ability to prioritize and work independently. Strong reasoning and critical thinking skills.
• Reasoning Ability: Ability to apply common sense understanding to carry out detailed but uninvolved written or oral instructions. Ability to deal with problems involving concrete variables in standardized situations.
• Technical: Intermediate level with Microsoft Office and Teams, keyboarding/computer skills, heavy computer, and phone usage.
• Other: High level of personal motivation, professionalism, and integrity required. Ability to exercise discretion and judgment.

About The REWARDS
RateGenius promotes an empowered culture that encourages personal, professional, and business growth.  We focus on the highest quality environment for people, products, and technology, and facilitates a cohesive community by actively encouraging communication between all.  Some of the benefits we offer are:

• Competitive pay: $18 hourly
• Up to 15 Paid Days Off
• Paid Holidays
• Robust Health, Dental, and Vision Insurance Offerings
• Flexible Spending Accounts (FSA)
• Employer Contribution to Health Savings Accounts (HSA)
• Employer Matching 401(k) Retirement Savings Plan
• Fitness Club Access
• Casual Office Environment

RateGenius is an equal opportunity employer. With regard to hiring and promotions, qualified persons will not be denied employment opportunity based on race, color, national origin, religion, sex, sexual orientation, gender identity, marital status, age 40 and over, disability, military status, or genetic information. Any questions or concerns about our EEO policy should be directed to Human Resources