Underwriter Senior

It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. Summary & Key Responsibilities Under general supervision, works on a defined region/functional team to provide underwriting expertise to achieve profitable growth by appropriate risk evaluation, selection, customer relationships and book management. Key Responsibilities Underwrite property and casualty insurance risks within the granted level of authorities by identifying and analyzing risk exposures, loss frequency and severity against desired coverage. Use appropriate pricing procedures and rules and modifying coverages to meet desired customer needs. Provides technical assistance to customers regarding policy and endorsement provisions and underwriting acceptability for designated insurance coverages. Evaluate and underwrite new accounts to maintain profitable growth and market competitiveness. Identify changes in account/market risk exposures and loss trends to maximize profitability. Develop collaborative relationships with external and internal customers. Work proactively with the customer to define profitable risk accounts to underwrite. Provide effective and timely communication on risk selection and decisions and provide ongoing service to endorsement changes. Participate in review and evaluation of customer accounts, making recommendations on book management issues. Maintain strong industry knowledge on underwriting expertise and changes in market/account positions. Develop and maintain full knowledge of all forms, coverages, ratings, and manuals for the specific line being underwritten. Minimum Experience/Education High School diploma and 1-3 years related P&C underwriting experience with underwriting authority required. Bachelor’s degree and experience strongly preferred. Ability to develop and strengthen customer relationships required. Ability to analyze risk and adhere to underwriting standards for risk selection and profitability. Ability to travel as required to meet customer needs. Good organizational and time management skills required. CPCU or similar insurance designations and training preferred. State Auto offers a competitive salary, an annual bonus program, an excellent benefits program including medical, dental, vision and prescription insurance coverage, life insurance, matching 401(k) plan, flexible spending accounts, tuition assistance, and a stock purchase plan. State Auto is committed to the principle of equal employment opportunity for all associates and applicants and to providing associates with a work environment that is free from discrimination and harassment. All employment decisions (hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, training and work assignments) are based on business needs, job requirements and individual qualifications without regard to race, color, religion, gender, sex, sexual orientation, gender identity, national origin, age, disability, genetic information, marital status, citizenship status, military status, or status as a covered veteran in accordance with applicable federal, state and local laws. State Auto will not tolerate discrimination or harassment based on any of these characteristics. State Auto is a smoke-free work environment. We utilize background checks as a condition of of employment. For all exempt positions, we also obtain motor vehicle reports (MVR s). State Auto will not accept candidates from third-party recruiters without a signed agreement with State Auto. #LI-SA Full Time / Part Time Full time Worker Sub-Type Regular If you like wild growth and working with happy, enthusiastic over-achievers, you'll enjoy your career with us!