Inside Mortgage Originator

Description

Under the direction of the VP, Mortgage Operations, originates new mortgage loans by taking completing applications and providing all information needed to originate and close mortgage loans in compliance with banking laws, regulations and internal policies and procedures.   

• Originates new mortgage loans through branch referrals. Originator is responsible for identifying and referring cross-selling opportunities to branches, commercial lending and the investment specialist to create strategic relationships.
• Takes mortgage applications from applicants at various times and locations
• Completes applications and all supporting documents, collects applicable fees and forwards all documents to Mortgage Origination. 
• Remains informed and up to date with regards to all relevant State and Federal compliance regulations.
• Must meet or exceed assigned mortgage production goal in line with annual departmental goals.
• Maintains and expands relationships with existing clients and referral sources. Responds to client and referral requests in a timely, professional manner.
• Effectively and pro-actively sells all of the organization’s services.
• Assists processors in obtaining information and resolving problems in accordance with Bank policy and underwriting guidelines.
• Participates in networking as well as community and real estate broker activities. 
• Assists with bank-referred applications as needed.
• Conducts seminars for brokers and buyers as needed/requested.

ADDITIONAL RESPONSIBILITIES:

• Cross sells bank products by sending referrals to appropriate bank personnel.
• Maintains and develops relationships with Realtors, attorneys, accountants, and other centers of influence on a regular basis to increase referral business and inform them of mortgage products.

Requirements

• Bachelor’s Degree in Business, Finance or related field and/or related experience.
• Highly motivated individual with extensive sales experience (5 years)
• Extensive knowledge of credit, loan products and services, finance, State and Federal lending compliance regulations
• Familiarity with Secondary Market and various mortgage programs and products
• Exhibits effective communication skills
• Works well independently with realtors, attorneys and applicants

Salary : $56,000 - $71,000