Chief Appraiser

JOB REQUIREMENTS: 

• Hold an active certified real property appraiser license in at least one state where UCBI provides services
• Undergraduate degree from a four-year accredited educational institution, or equivalent educational experience
• 200 hours of appraisal specific coursework as specified by the Appraisal Qualifications Board of the Appraisal Foundation for certified general appraisers
• 80 hours of continuing education covering advanced appraisal topics
• Each employee is required to complete all required Bank Secrecy Act/anti-money laundering training suitable to his or her position within the company

Experience

• 5 to 8 years of commercial appraisal and consulting experience (including appraisal reviews).  4-5 years of management experience, preferably leading appraisal or appraisal review operations for a lending institution

Technical

• Proficiency in the use of software applications used by UCBI 

Analytical 

• A thorough understanding of regulatory requirements governing real estate appraisals and evaluations policies, procedures , practices and standards for lending institutions
• An in-depth working knowledge of valuation theories and methodologies for commercial appraisal
• Capable of understanding real estate market conditions and trends for a variety of geographic areas
• Ability to focus on pertinent issues.  Does not get mired in marginal or immaterial issues.
• Marshals the necessary information to quickly move to conclusion on assignments

Leadership

• Demonstrates a business perspective that is much broader than one function or units.        Inspires commitment and follower ship. Creates positive energy in the face of challenges. Implements practices and processes that drive accountability. Takes a stand.  
• Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.  

JOB FUNCTIONS: 

• Develop and maintain a sound appraisal and evaluation program for UCBI
• Establish and maintain controls that promote compliance with federal and state appraisal regulations
• Establish and maintain selection criteria and procedures to evaluate and monitor the ongoing performance of individuals who perform appraisals and evaluations
• Maintenance of an adequate panel of qualified appraisers, periodic review of appraiser performance, removal of poor quality vendors and continuously recruiting and qualifying new vendors where needed
• Establish and maintain criteria and procedures that promote the independence of internal order and review procedures
• Establish and maintain a panel of geographically dispersed review officers; provide continuous real estate appraisal training and guidance.  Manage quality of reviews by periodic sampling.
• Develop and maintain procedures and establish and maintain appropriate documentation
• Work with business partners and bank customers to resolve conflicts with consultants’ findings and act as resource for real estate technical and regulatory compliance issues
• Maintain regulatory proficiency 
• Act as representative for UCBI
• Other duties as assigned