Job Posting for Loan Officer at Security State Bank & Trust
Description
Join the Security State Bank & Trust family.
Since 1941, we have helped build the communities we call home. Our employees come first in our company's core values: We Care, We Do What is Right, and We Go Above & Beyond. Our financial strength and growth continue to provide long-standing careers and opportunities to our employees. As we grow and add to our competitive banking products and services, we seek to expand our team with high-touch, service-oriented individuals to continue our great success.
Our comprehensive benefits include, but are not limited to:
Flexible paid time off
10-12 paid Holidays, weekends off
401(k) with a guaranteed 3% employer contribution and up to 3% additional match
Employer-paid life insurance and disability
Competitive health, dental, and vision plans
Wellness Program
Access to free or reduced-cost bank products & services
Position Summary:
Loan Officers will be responsible for building and maintaining loan portfolios. Loans will meet established guidelines being compliant with bank policy. Process and service loans for existing and prospective bank customers. Perform loan servicing responsibilities and assist with monitoring and reporting loan conditions.
Responsibilities:
Promote and emulate SSB&T Core Values
Ability to provide excellent customer service in the Bank, on the phone or via email
Call on prospective applications
Accept credit applications
Evaluate a potential borrower’s loan application, financial capacity, and credit worthiness
Approve/deny a loan request within lending limit
Prepare/present loans to Loan Committee if loan amount exceeds set lending limit- “deviates from policy”
Professionally & effectively, communicate between all departments/branches of the Bank
Monitor the funding of an approved loan
Ensure closing of loans with customers
Maintain responsibility for loan files, manages a portfolio of diverse loans; both consumers and commercial
Community involvement
Attend offsite meetings and trainings; complete web based training as scheduled by Training Department
Coordinate collection efforts and disposition of collateral if needed
Inspect secured collateral
Assist branch opening/closing, balancing
Review documentation for accuracy and collateral
Other duties as assigned
Requirements
Experience in banking
Experience in MS Office
Formal credit training is preferred
BBA preferred or business/banking experience
6 hours Accounting coursework preferred
Good oral and written communication skills
Ability to perform intermediate financial analysis under limited supervision
Salary.com Estimation for Loan Officer in Bulverde, TX
$43,348 to $59,117
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