CLC Analyst I

Job Summary:

Performs credit review of scored commercial loans as part of the Commercial Lending Center team. Refers to documented policies and procedures to guide and support the review and decision making process. Seeks the advice of senior team members regarding issues outside of assigned scope. Performs basic research and financial and statistical analyses to determine and support client credit worthiness. Prepares reports and presentations for review and approval. Ensures all transactions and processing are in compliance with regulatory and company guidelines, policies and procedures.

Job Duties and Responsibilities:

• Performs duties related to the credit review of commercial scored loans under supervision of more senior level staff.
• Conducts basic loan portfolio research to determine credit quality, character and soundness including analysis of basic statistical data and financial statements, sensitivity analysis, industry analysis, management assessment, guarantor analysis.
• Ensures the consistent use of well supported and factual analyses and processes to determine and recommend risk ratings.
• Seeks advice and direction on issues outside of assigned scope or guidelines.
• Learns and follows standard operating procedures to assist in preparing analyses, reports, and presentations for management review.
• May participate in a support role to a senior team member.
• Each team member is expected to be aware of risk within their functional area. This includes observing all policies, procedures, laws, regulations and risk limits specific to their role. Additionally, they should raise and report known or suspected violations to the appropriate Company authority in a timely fashion.
• Performs other related duties as required.

The information on this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

Synovus is an Equal Opportunity Employer supporting diversity in the workplace.

Minimum Education:

• Bachelor's Degree in Business Administration, Finance, Accounting or related discipline or equivalent combination of education and experience.

Minimum Experience:

• Internal banking experience is preferred

Required Knowledge, Skills, & Abilities:

• Knowledge of financial accounting theory, methodology and logic
• Ability to use department credit/lending systems and databases
• Ability to meet reasonable deadlines and prioritization of workflow
• Ability to use work flow tool
• Proficiency using Microsoft Office software products including Word and Excel
• Proficiency using Microsoft Office software products

Preferred Knowledge, Skills, & Abilities:

• Knowledge of credit risk analysis/underwriting principles, methods, practices and regulatory requirements.