About Taulia:
Taulia is a fintech provider of working capital management solutions headquartered in San Francisco, California. Taulia helps companies access value tied up in their payables, receivables and inventory. A network of more than 2 million businesses use Taulia’s platform to determine when they want to pay and be paid. Taulia processes more than $500 billion each year and is trusted by the world’s largest companies including Airbus, AstraZeneca, Nissan and Vodafone. For more information, please visit www.taulia.com.
About the Job:
Taulia’s Risk and Compliance team is looking for an experienced, highly-engaged and dynamic individual to serve as our Customer Risk Analyst. As a Customer Risk Analyst, you will have direct ownership and accountability of customer risk assessment strategies. This includes oversight of eligibility rules and appropriate customer segmentations.
- Provide analysis and interpretation of the customers’ financial and general business status for proper evaluation of risk and the establishment of appropriate controls.
- Perform thorough due diligence of new and existing customers to reduce the potential loss due to fraud and creditworthiness.
- Monitor portfolio of existing customer accounts for negative media coverage, decline in financial condition and other derogatory indicators.
- Partner with multiple business functions including sales, product teams to ensure strategy is implemented accurately.
- Develop and apply mathematical or statistical techniques to collect, organize and interpret data from multiple sources; develop best in class risk strategies.
- Maintain customer database to facilitate workflows, reporting and analysis.
- Help spearhead best in class documentation and audit controls surrounding the customer risk assessment strategies.
- Monitor and communicate risk concerns to management.
- Assist with determining needed risk management system enhancements and serve as a resource for determining and validating the proposed system enhancements.
- May be required to interact with internal and external auditing groups.
Skills and Qualifications:
- Bachelor's degree required (advanced degree, such as MBA is preferred) with 8 years or more of relevant experience.
- 3 years of specific experience with trade finance, commercial credit risk assessment or commercial loan underwriting.
- Experience in assessing, validating, designing, or managing various risk management controls, automated monitoring systems, transaction monitoring, reporting, a plus.
- Familiarity with KYC, sanctions, and BSA/AML rules and regulations a plus.
Key Competencies:
- Solid critical, creative, and analytical thinking, decision making and innovative problem-solving skills.
- Must be able to gather and review due diligence information and make recommendations.
- Open-minded thought processes with an ability to dynamically adapt to coverage of different trade finance opportunities.
- Proven ability to develop strong relationships and build consensus with various stakeholders, including senior and executive management.
- Strong reputation for integrity and ability to balance business partnership with the need to exercise independent judgment and to raise issues in a timely and constructive manner.
- Ability to work under pressure, manage multiple projects with competing priorities, meet deadlines, and adapt to change.
- Ability to identify dependencies and leverage multiple sources of information simultaneously
- Excellent verbal and written communication skills.
- High energy and a desire to work in a results- and team-oriented, rapid growth environment.
- Ability to work independently and within a team environment.
Taulia is an Equal Opportunity Employer --Minority / Women / Disability / Veteran / Gender Identity / Sexual Orientation / Age.
If you don't think you meet all of the criteria above but still are interested in the job, please apply. Nobody checks every box, and we're looking for someone excited to join the team.