What are the responsibilities and job description for the Commercial Industrial & Commercial Real Estate Loan Officer position at The First National Bank & Trust Co?
Job Details
Description
At First National Bank & Trust, we commit to promoting the success of our customers and communities, providing high quality financial services, and maintaining a strong, safe financial institution. We are seeking a dedicated and self-motivated Commercial Industrial & Commercial Real Estate Loan Officer. Other qualities we need include:
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- Excellent verbal and written communication skills
- Accuracy and efficiency
- Cultivate relationships easily
- Outstanding at customer service
- High level of integrity
- Strong leadership skills
Essential Functions
- Approve loans within specified limits, and refer loan applications outside those limits to Regional Loan Manager and/or Senior Loan Committee for approval.
- Meet with applicants to obtain information for loan applications and to answer questions about the process.
- Analyze applicants’ financial status, credit and property evaluations to determine feasibility of granting loans.
- Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
- Obtain and compile copies of loan applicant credit histories and other financial information.
- Review loan agreements to ensure that they are complete and accurate according to policy.
- Submit applications to credit analysts for verification and recommendation when necessary.
- Negotiate payment arrangements with customers who have delinquent loans.
- Market bank products to individuals , promoting bank services that may meet customers’ needs.
- Actively participate in business development by analyzing potential loan markets, developing referral networks to locate prospects for loans, calling on, contacting and/or visiting potential customers as well as current customers.
Salary Range
$80,000 - $120,000 annually with a competitive benefit package.
If this sounds like the opportunity for you, please send a resume and cover letter to Kendra Meador at kmeador@bankfnbt.com. We look forward to hearing from you!
The First National Bank & Trust Co is an Equal Opportunity Employer
Qualifications
Salary : $80,000 - $120,000
