Credit Clerk

ABOUT LOWELL FIVE

With nearly $1.7 billion in assets, over 200 employees, and 15 banking center locations throughout the Merrimack Valley and Southern New Hampshire, Lowell Five is honored to play a vital role in the economic vitality of the region. We provide support of, and our employees are engaged in, a myriad of leadership roles for numerous community boards and organizations. We are proud of the longevity of our employees and we are committed to finding new talent for our team. We offer career development and educational programs to support personal and professional growth along with a benefit package that supports each employee’s best life. For more information, please visit www.lowellfive.com.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Monitors emails to ensure timely processing of commercial credit information for new and existing borrowers
• Reviews new commercial loan reports, creates financial and other loan document tracking, and refiles financial data electronically
• Creates credit files for all new clients in electronic filing system
• Monitors various reports and documentation (e.g., Accounts Receivable Aging, Inventory Listings, and/or Borrowing Base Certificates), imports electronic files to Synergy, and updates appropriate tracking in credit software
• Prepares and distributes all request letters through electronic or traditional formats
• Prepares client relationship summary reports for Commercial Loan Officers and/or to support loan approvals
• Creates monthly and quarterly Credit Department reporting for distribution to Senior Management
• Fields incoming calls to the department, addressing initial client inquiries
• Backs up the Appraisal Specialist as needed
• Prepares credit references as requested

REQUIREMENTS

• At least one year of banking experience preferred, including knowledge of Fiserv DNA System
• Working knowledge of Microsoft Office Suite, including Outlook, Word, and most importantly Excel
• Willingness and aptitude to learn new systems as required to support Bank growth and expansion of services
• Ability to build and maintain relationships; team player with exceptional customer-service skills
• Excellent organization skills, with the ability to multi-task and meet deadlines
• Sound written and verbal communication skills

Please note this job description is not designed to cover a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change over time.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)