Loan Processor II

Salary Grade 4

Since its inception in 1973, the shareholders and management of The National Bank of Texas (NBT)

have maintained the same long term vision for the bank. We are a locally owned, independent,

community bank that intends on providing prompt, courteous service to our customers, and looks to

establish long term relationships with those we serve.

We not only strive to meet the banking needs of those we serve, but through our staffs involvement

with city governments, schools, non-profit organizations and service organizations, we also work to

improve the communities we serve.

Reports to: Loan Operations Officer

Classification: Non - Exempt

Job Summary

The Loan Processor will be responsible for preparing Onboard loan documents for commercial and

consumer loans and ordering real estate loan documents from NBT’s attorney; funding loans and

uploading to 20/20; processing and reviewing maintenance; handling requests from branches;

participating in morning review of new/renewed loans; and assisting in the preparation of board reports

on a monthly basis.

Experience/Primary Responsibilities:

4 - 7 years experience processing all types of loans

Essential Functions:

Reasonable accommodations may be made to enable individuals with disabilities to perform the

essential functions.

Prepare loan documents using Onboard platform

Order commercial real estate loan documents through bank attorney

Fund and upload new and renewed loans to bank system (JHA Xperience)

Review maintenance reports and handle system maintenance

Process paid loans

Handle email requests from branches, including but not limited to change in terms, draws,

maintenance requests, payment reversals, trust receipts

Review and approve HUD-1 Settlement Statements

Prepare real estate modifications

Process payment by phone

Be a participant in morning loan (NLR) review team

Order real-estate appraisals according to NBT policy and procedures

Loan Processor II October 2021

This Position will act as a backup for:

Updating exception tracking and notifying loan officer

Completing NLRs

Scan hard copy documents to Synergy Capture

Index Synergy Batches

Process emails in the NBT exception inbox

Prepare board reports

Complete verifications of deposit and other customer inquiries

Work Environment

This position operates in a professional environment. This position routinely uses standard office

equipment such as computers, phones, photocopiers, filing cabinets.

Position Qualifications

1. Must be able to work with confidential information.

2. Must have prior knowledge of loan documentation.

3. Ability to speak read and write in English clearly enough to communicate and interact with

customers and bank staff.

4. Must be flexible to deal with conflicting demands on time by customers, officers and employees,

daily work, and telephone calls.

5. Must be systematic and organized in order to effectively perform the variety of tasks the position

requires.

6. Must be a loyal team worker; one who is willing to help others, both within the department and in

other departments.

7. Must have a pleasant demeanor and effective communications in working with officers and

employees, the public, and vendors.

8. Must be dependable in both attendance and punctuality.

9. Must be willing to take initiative to learn new tasks and accept new responsibilities.

10. Must quickly grasp the concepts that are foundational to effectively function in this position.

11. Good retention capacity.

12. Ability to see how a given function affects and fits into the overall objectives of the bank.

13. Must have good organization skills

14. Must be willing to work overtime when management deems necessary.

Physical Demands

The physical demands described here are representative of those that must be met be an employee to

successfully perform the essential functions of this job.

1. The employee will frequently sit or stand for extended periods of time and must be able to remain

in a stationary position.

2. The employee will frequently move about inside the office setting to access office equipment, file

cabinets, etc.

3. The employee will frequently communicate and interact with bank staff and customers and must

be able to exchange accurate information.

4. The employee will occasionally be required to move bank/office equipment weighing up to 50

pounds across premises.

Position Type

This is a full-time position.

Required Education and Experience:

Loan Processor II October 2021

High school diploma or equivalent.

Minimum experience of 1 year as a loan secretary.

Previous loan operations experience

Experience with Microsoft Office

Preferred Education and Experience:

Two years real estate loan processing experience.

Working knowledge of Onboard software.

Working knowledge of Jack Henry & Associates Xperience software.

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities,

duties or responsibilities that are required of the employees for this job. Duties, responsibilities and

activities may change at any time with or without notice.

National Bank of Texas is an equal opportunity / affirmative action employer. All qualified applicants

will receive consideration for employment and will not be discriminated against on the basis of race,

color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or

disability.

A disabled individual requiring reasonable accommodation shall not be denied the opportunity due to

a disability. The applicant should contact Human Resources if reasonable accommodation is required

during the application process at (817-752-2303).

All offers for employment with National Bank of Texas are contingent upon the candidate having

successfully completed a criminal background check. National Bank of Texas will consider qualified

candidates with criminal histories in a manner consistent with the requirements of applicable local,

state, and Federal law, including Section 19 of the Federal Deposit Insurance Act.

The National Bank of Texas is an Equal Opportunity and Affirmative Action Employer.

If interested please email resume to nbthrdept@nbt.bank.