What are the responsibilities and job description for the Credit Delivery Analyst- TMT position at Truist Financial?
The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one.
Need Help?
If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility or call 877-891-2510 (accommodation requests only; other inquiries won't receive a response).
Regular or Temporary:
RegularLanguage Fluency: English (Required)
Work Shift:
1st shift (United States of America)Please review the following job description:
The Credit Delivery teams underwrite credit products to new and existing clients and actively manage the existing portfolio in order to meet client needs while also ensuring appropriate risk/return strategies. The group underwrites lead and non-lead opportunities that span from investment grade to sponsor-owned, leveraged transactions and executes amendments, refinancings and ancillary credit product approvals. Responsible for ongoing client dialogue, including product partner opportunity identification where appropriate. Actively manages portfolio risk through risk rating integrity, annual client reviews, watchlist management, and amendments/waivers, as well as executing compliance, audit and regulatory guidelines and reviews. The group will also be responsible for early identification of emerging credit problems and industry trends in order to initiate risk mitigation actions and ensure appropriate capital allocation.ESSENTIAL DUTIES AND RESPONSIBILITIES
1. Responsible for analysis and underwriting related to transactions, amendments, modifications and other credit products for new and existing clients as part of deal teams.
2. Authors and creates credit product approval documents and presentations with an initial recommendation and credit view.
3. Creates and utilizes analytical financial models, including financial projections, discounted cash flow analysis, leveraged buyout analysis, valuation analysis, and financial analysis of historical and projected cash flows.
4. Performs research and analysis on companies, industries and transactions in support of both client activities and risk mitigation strategies.
5. Supports Directors, VPs and Associates in day-to-day management of the portfolio with responsibilities including financial statement spreads, covenant compliance analysis and other activities as directed.
6. Works closely with Directors, VPs and Associates in the preparation of on-time and high quality annual reviews, renewals, and amendments. More experienced analysts may be responsible for completing entire annual reviews on assigned clients.
7. Maintains active ownership and timely processing of quarterly risk ratings within own portfolio and as needed across the team.
Required Qualifications:
1. Undergraduate degree.
2. 2 years of experience in underwriting and portfolio management.
3. Strong verbal and written communication, organizational, critical thinking and problem solving skills.
4. Strong analytical skills and attention to detail.
5. Strong work ethic, competitive drive, and time management skills.
6. Proficient in Microsoft Word, Excel and PowerPoint.
7. Licenses: Series 79; Series 63; SIE.
8. Consistently trains and mentors more junior Analysts (as applicable), Summer Interns, and actively participates in the recruiting process.
Preferred Qualifications:
1. Undergraduate degree with coursework in accounting or finance preferred.
2. 1 year of work experience in a finance/banking environment.
Truist supports a diverse workforce and is an Equal Opportunity Employer who does not discriminate against individuals on the basis of race, gender, color, religion, national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Drug Free Workplace.
Thank you for your interest in Truist! BB&T and SunTrust have come together in a transformational merger of equals to create Truist, the premier financial organization in the country. You may notice references to our legacy company names, BB&T and SunTrust, in places throughout this site. All such references should be understood to refer to Truist moving forward while we continue to transition to the Truist name.
EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify