Loan Technician

Two Harbors Investment Corp.
Fort Mill, SC Full Time
POSTED ON 3/17/2024
Position Summary
The Loan Set Up Technician position supports both the origination and operations functions of residential conventional and government mortgages and provides the highest level of customer service without losing sight of compliance.

The Loan Set Up Technician reports to the SVP Head of Operations. The Loan Set Up Technician works closely with loan officers, loan processors, and closers to assist with meeting the regulatory demands of residential mortgage lending documentation requirements.

Primary Responsibilities
  • Responsible for, but not limited to, ordering items such as Fraud guard, appraisals, flood certs, tax transcripts and title searches from third party vendors.
  • Responsible for reviewing information entered in the loan origination system for completeness and accuracy and performing an extensive follow up on loans.
  • Ensure all vendor requests are handled in a timely manner as well as consistently following up until service is completed.
  • Provide clear communication to related parties to obtain necessary and precise corrections with a sense of urgency to avoid any delays in advancing the loan file.
  • Identify errors in loan files and work with management to suggest process improvement, change in procedures and/or training opportunities.
  • Perform other necessary duties and projects as assigned.
  • Adhere to Round Point’s commitment to regulatory compliance.
  • Daily pipeline management of loan files through Encompass.
  • Maintain an excellent level of customer service.
  • Adhere to all regulatory requirements around the application process.
  • Communicate any concerns of a regulatory nature to the Operations Manager.
  • Ability to effectively communicate across multiple departments-originations, underwriting, secondary, processing and closing.
Qualifications

Required:
  • High School Diploma or GED
  • 2 years of Mortgage Sales and/or Operations experience preferred.
  • Strong organization and time management skills as well as attention to detail.
  • Must have ability to verify all elements of a Uniform Residential Loan Application, credit report, title commitment, tax cert, AUS and mortgage Insurance.
  • Knowledge of conventional and government loan programs.
  • Must be able to maintain awareness of regulation changes- knowledge may be gained through coursework and on-the-job training.
  • Proficiency in Encompass software preferred and the ability to readily learn and operate effectively in other business technology applications required.
  • Maintain a level of professionalism when communicating with external parties.
  • Maintain sense of urgency.
  • Ability to effectively communicate across multiple departments-originations, underwriting, secondary, processing and closing.
  • Knowledge of all consumer regulations – RESPA, TILA, TRID, HMDA, ECOA, and any and all Fair Lending laws.
  • Ability to work overtime when needed.
  • Strong analytical skills and ability to use independent judgment and discern the practical application of regulatory and legal requirements.
  • Advanced working knowledge of Microsoft Word and Excel.
Additional Responsibilities:
  • Perform other duties as assigned.
Round Point’s Employee Value Proposition:
Grow. Make a difference. Have fun along the way.

Our mission is to serve our homeowners and all of their homeownership needs. We do this by embracing challenges, executing with excellence, and fostering a positive work culture that encourages personal and professional growth. We are on the fast track to becoming the premier marketplace for all things home, and the National Mortgage News and Best Companies Group just named us one of 2019's Best Mortgage Companies to Work For! Without a doubt, RoundPointers are what make this company a great place to work! That’s why we hire individuals who share our core values: Energy, Ethics, Execution, Everyone, and Earn it!

As a RoundPointer, we will empower you to innovate, provide meaningful solutions, set goals and crush them, play hard, and give back to the community! Our secret sauce is our mantra, All In. All Win. Together, we can achieve great things!

Physical Demands & Working Conditions

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job:
  • The employee is regularly required to talk or listen.
  • The employee is required to sit for extended periods of time and is occasionally required to stand and walk.
  • The employee must regularly use hands to finger, handle, or feel objects and is regularly required to reach with hands and arms; the employee may occasionally climb or balance, and stoop, kneel, crouch, or crawl.
  • The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds.
  • Specific vision abilities required by this job include close vision, distance vision, color vision, and ability to adjust focus.
  • The noise level in the work environment is usually quiet to moderate, and no extreme conditions are present.

Salary.com Estimation for Loan Technician in Fort Mill, SC
$125,825 to $158,441
If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution. Compensation Planning
Enhance your organization's compensation strategy with salary data sets that HR and team managers can use to pay your staff right. Surveys & Data Sets

Sign up to receive alerts about other jobs with skills like those required for the Loan Technician.

Click the checkbox next to the jobs that you are interested in.

  • Administrative Support Skill

    • Income Estimation: $47,420 - $61,701
    • Income Estimation: $53,821 - $85,301
  • Data Entry-Keyboarding Skill

    • Income Estimation: $45,254 - $64,534
    • Income Estimation: $46,463 - $66,688
View Core, Job Family, and Industry Job Skills and Competency Data for more than 15,000 Job Titles Skills Library

Job openings at Two Harbors Investment Corp.

Two Harbors Investment Corp.
Hired Organization Address Park, MN Full Time
The Administrative Assistant will provide support for our St. Louis Park office. In this role you will be responsible fo...
Two Harbors Investment Corp.
Hired Organization Address Saint Louis, MN Full Time
Position Summary The Business Analyst I position is dedicated to specific internal stakeholders at RoundPoint. The prima...
Two Harbors Investment Corp.
Hired Organization Address Saint Louis, MN Full Time
Position Summary The Business Analyst I position is dedicated to specific internal stakeholders at RoundPoint. The prima...
Two Harbors Investment Corp.
Hired Organization Address Fort Mill, SC Full Time
Position Summary The Loss Analysis Specialist is responsible for monitoring and completing all activities related to the...

Not the job you're looking for? Here are some other Loan Technician jobs in the Fort Mill, SC area that may be a better fit.

Loan Representative

OneMain Financial, Fort Mill, SC

Outside Loan Originator

INTERLINC MORTGAGE SERVICES LLC, Rock Hill, SC