Treasury Cnslt

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UnitedHealth Group businesses operate under regulatory licenses, which are governed by state insurance laws and federal and state banking regulations.  Entities are required to maintain defined levels of liquidity and capital to support the businesses.  Cash Management ensures appropriate levels of liquidity are available with Investment management investing the capital of each entity within the context of investment policies, guidelines, and regulatory limits.  Each entity’s assets are allocated between cash and investments to optimize the risk/return profile of the overall portfolio.  This is done by investing in a diversified manner across high-quality asset classes emphasizing fixed income securities.  In addition, there are regulatory requirements for effectively identifying, quantifying, assessing, monitoring, and reporting risk exposures.  We are seeking to hire a Treasury Consultant to support the liquidity of the portfolio along with needed reporting.

Treasury is a key organizational function whose stakeholders include the board of directors, senior management, regulators, and credit rating agencies.  The process of managing capital must meet regulatory requirements while at the same time balancing the desire for income to maximize the economic value of the portfolio and providing liquidity.  This exciting cash management role is an immersion into the world of liquidity management, from an accounting, market, and entity level perspective. The Treasury Consultant will contribute to the analysis, reporting, and compliance monitoring of UnitedHealth Group’s liquidity position across numerous entities.  The successful candidate will leverage industry best practices and apply them to internal processes to efficiently manage cash activities. In addition, establish and/or maintain effective working relationships throughout the organization, both at the corporate level and within the businesses to ensure access to information required to optimally manage each entities liquidity position.

Primary Responsibilities:

• Execute/Approve funds transfers for business areas
• Process/Approve daily cash transfers via treasury workstation and bank portals
• Monitor cash balances across UnitedHealth Group bank accounts and remediate as needed
• Assist with reconciliation process within the treasury workstation
• Monitor and manage the process of bringing bank files into the treasury workstation
• Assesses and satisfies reporting requests from internal and external constituents
• Invest cash in accordance with statutory and internal guidelines
• Perform comprehensive short- and long-term cash flow forecasts to determine operational liquidity needs at entity level
• Work with Investment Management to identify excess/deficit cash positions along with implementation of solutions
• Identify, propose, and implement areas for improvement within the existing Cash Management functions
• Management of Cash Management audit requests
• Work with business areas, and states, along with Investment Management to meet restricted deposit requirements
• Assist with the implementation of new treasury management system
• Manage monthly metrics and management reports for Cash Management
• Assist with integration of newly acquired entities into the standard Cash Management processes and procedures

Competencies:

• Sound business and financial acumen
• Excellent communication, analytical, presentation and interpersonal skills
• Solid organizational skills – able to manage multiple projects and prioritize effectively
• Strong project management skills
• Ability to navigate dynamic environment with changing priorities

Key Attributes:

Highly motivated and a self-starter with an innate curiosity about different cash movement activities and liquidity concepts who is eager to apply cash management practices that will enhance UnitedHealth Group’s liquidity profile, operational excellence, and capital efficiency to increase shareholder value.

• Financial Acumen:  Understanding of liquidity, economics, investments, accounting and statistical concepts and the aptitude to apply sound judgement.
• Execute:  Understand the goals and tasks assigned. Produce quality results by applying analytical skills to evaluate, synthesize and integrate data and information to support decision making. 
• Organizational Agility:  Able to collaborate with other areas of the organization to accomplish goals through formal or informal channels.  Able to thrive in a challenging ambiguous environment—financial markets and securities are ever evolving.  Flexibility to adapt to changing work priorities and assignments.
• Communication:  Ability to work cooperatively with all levels of management and convey complex topics in a clear and concise manner.

You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• Bachelor’s degree
• 3-6 years of experience in cash management/corporate treasury
• Intermediate Microsoft Office proficiency including Word, Excel, PowerPoint, Outlook 
• Ability to work in a team-oriented and time sensitive environment that blends the structure of daily, monthly, and quarterly deadlines with the dynamics of a changing financial market and business conditions
• Excellent verbal and written communication
• Strong analytical (quantitative and qualitative) and problem-solving skills

Preferred Qualifications:

• Certified Treasury Professional (CTP) or Accredited ACH Professional (AAP) designations
• Experience working with commercial payment processing systems (ACH, FedWire, card processing)
• Experience with treasury systems and integration projects

To protect the health and safety of our workforce, patients and communities we serve, UnitedHealth Group and its affiliate companies require all employees to disclose COVID-19 vaccination status prior to beginning employment. In addition, some roles and locations require full COVID-19 vaccination, including boosters, as an essential job function. UnitedHealth Group adheres to all federal, state and local COVID-19 vaccination regulations as well as all client COVID-19 vaccination requirements and will obtain the necessary information from candidates prior to employment to ensure compliance. Candidates must be able to perform all essential job functions with or without reasonable accommodation. Failure to meet the vaccination requirement may result in rescission of an employment offer or termination of employment.

Careers at UnitedHealth Group. We have modest goals: Improve the lives of others. Change the landscape of health care forever. Leave the world a better place than we found it. Such aspirations tend to attract a certain type of person. Crazy talented. Compassionate. Driven. To these select few, we offer the global reach, resources and can-do culture of a Fortune 5 company. We provide an environment where you're empowered to be your best. We encourage you to take risks. And we offer a world of rewards and benefits for performance. We believe the most important is the opportunity to do your life's best work.(sm)

Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.     

UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment.