Consumer Underwriter

Vermont Federal Credit Union is a growing financial cooperative in Northwestern Vermont, currently serving over 48,000 members. We are looking for friendly, self-motivated individuals who enjoy helping people, have strong communication skills, are detail-oriented and enjoy working as part of a team. We have competitive health care and 401k matches, a local employee assistance program, and other wellness benefits. Please visit our website for full details of our benefits program.

Consumer Underwriter – South Burlington, VT:

Job Description:

• Reviews and evaluates applicant’s credit data, financial status, financial statements, property evaluation to determine the degree of risk involved in extending credit or lending money while ensuring compliance with Credit Union and regulatory standards. Approves counteroffers or rejects loan applications, contacts loan interviewer to obtain further information, ensures loan decisions are timely.
• Calculates loan interest rates and payments. Answers questions regarding closing requirements. Review documents in loan file to ensure completeness and compliance. Review approved loans to determine conditions are met prior to closing. Return file to interviewer for closing.
• Provides back up to the loan call center during high demand periods.
• Reviews and decisions indirect loan applications from local dealerships and is responsible for processing indirect loan funding packets.
• Deliver outstanding service that is in alignment with the Credit Union’s Service Promises.

Requirements:

• Three years to five years of similar or related experience.
• A high school education or GED.
• Saturday hours required.
• Strong written and verbal communication.
• A significant level of trust and diplomacy is required, in addition to normal courtesy and tact.

Qualified candidates should apply online via our website: www.vermontfederal.org

Don’t meet every sing requirement? Studies have shown that women and people of color are less likely to apply to jobs unless they meet every single qualification. At Vermont Federal Credit Union we are dedicated to building a diverse, inclusive and authentic workplace, so if you’re excited about this role but your past experience doesn’t align perfectly with every qualification in the job description, we encourage you to apply anyways. You may be just the right candidate for this or other roles.

Please be sure to attach your resume. Applications without an attached resume will be considered incomplete. Vermont Federal Credit Union is an Equal Opportunity Employer.