Lending Assistant

Summary of General Duties/Responsibilities:

Vista Bank is currently seeking an experienced, full-time Lending Assistant. The Lending Assistant is to provide quality service to clients by directing and assisting with needs and inquiries by phone, in person or via email. Has a thorough understanding of most types of loans and other related requirements and can independently act to meet those requirements. A Lending Assistant serves as the face of Vista Bank and is often the most important public relations person. As a Lending Assistant the position/duties include:

Essential Duties:

· Ordering title & appraisals

· Pulling Flood Determinations & Credit Reports

· Review Settlement Statements

· Assist in resolving customers daily NSF matters

· Process draw requests online of credit, commercial loans and real estate construction loan files.

· Prepare and maintain files, databases, records for the lenders

· Process documents received for each loan file

· Help verify the accuracy and completeness of each document for lenders

· Track documents for loan files such as hazard insurance, flood insurance, vehicle titles, UCC filings/financial statements

· Assist customer and lender on the closing of loans

· Act as a secondary contact for the closing of loans with title companies

· Assist customers with general loan related questions

· Assist the lender with his collateral and financial exception report

· Opening new accounts

· Ordering Wire Transfers

· Debit card set up

· Account maintenance

· Recording and retention of multiple files and documents

· Developing relationships with our customers through outstanding customer service

· Ensures compliance with all applicable company policies and banking regulations

· Other duties as assigned

This Position requires:

· High School Diploma or GED equivalent, Bachelor’s Degree (preferred) or equivalent work experience

· One year of banking experience preferred

· Excellent interpersonal and communications skills, both written and oral

· Ability to work with detailed information in an efficient and accurate manner, while meeting established deadlines

· Basic commercial loan experience

· Motivated individual with the ability to work independently

· Ability to work well with fellow employees and customers

· Willingness to work in a fast-paced environment

· Positive attitude and great work ethic

· Great analytical, logical, and reasoning skills

· Ability to use office equipment, including computers

· Ability to speak and hear

· Clarity of corrected vision at 20 inches or less for normal duties

· Clarity of corrected vision at 20 inches or more for security purposes

· No visible tattoos or body piercings except conservative ear piercings

· Reliable transportation

· Must meet minimum credit standards and pass a criminal background check

· Only applicants that have consented to a background and credit check will be considered

The above statements are intended to describe the general nature and level of the work being performed by people assigned to this work. This is not an exhaustive list of all duties and responsibilities. Vista Bank reserves the right to amend and change responsibilities to meet business and organizational needs as necessary. Vista Bank is an affirmative action/equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, natural origin, sex, age, status as a protected veteran, or any other characteristic protected by federal, state, or local law. In addition, the Bank will provide reasonable accommodation for qualified individuals with disabilities.

Job Type: Full-time

Pay: From $36,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Professional development assistance
• Vision insurance

Schedule:

• 8 hour shift
• Day shift
• Monday to Friday

Application Question(s):

• Have you ever been a Lending Assistant? If yes, please describe your experience.
• After reading the job description, what makes you the best fit for the job?
• Please give examples of how you are detail oriented.

Education:

• Bachelor's (Preferred)

Experience:

• Banking: 1 year (Preferred)

Language:

• English (Required)

Shift availability:

• Day Shift (Required)

Ability to Commute:

• Lubbock, TX (Required)

Ability to Relocate:

• Lubbock, TX: Relocate before starting work (Required)

Work Location: In person