Director - Senior Lead Credit Portfolio Consultant - Portfolio Management

Wells Fargo
CHARLOTTE, NC Full Time
POSTED ON 9/27/2023 CLOSED ON 10/7/2023

What are the responsibilities and job description for the Director - Senior Lead Credit Portfolio Consultant - Portfolio Management position at Wells Fargo?

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

About this role:

Wells Fargo is seeking a Senior Lead Credit Portfolio Consultant to support the implementation of Commercial Real Estate (CRE) wide strategies for closing all types of commercial loans while ensuring adherence to all internal and regulatory requirements and increasing efficiency.  They will partner with key stakeholders in CRE and Corporate and Investment Banking (CIB) to help stand up a best in class closing platform that is operationally sound, while also meeting all expense management goals. Learn more about our career areas and lines of business at  wellsfargojobs.com  .


In this role, you will:

  • Provide vision, direction, and expertise to leadership on implementing innovative and significant business solutions that are large scale, cross functional, or companywide strategies

  • Examine current state CRE lending processes to drive opportunities for improvement and leverage existing CIB infrastructure

  • Identify opportunities for uniformity and optimization of roles across CRE; must have the ability to “close the gaps” in communication across the total portfolio

  • Collaborates with key stakeholders to foster underwriting, closing and portfolio management standardization, especially with complex transactions and syndications

  • Perform assessments through fact finding and data requiring creative approaches to solving complex issues, and develop appropriate solutions or recommendations

  • Make decisions in highly complex and multifaceted situations requiring solid understanding of the functional area or products, facilitate decision making and issue resolution, and support the implementation of developed solutions and plans

  • Lead cross functional teams to strategize, plan, and execute a variety of programs, services and initiatives

  • Drive accountability for assigned initiatives, limit risk exposure, and create efficiencies as appropriate which may involve escalations, communication and reporting as needed to senior leadership.

  • Ensure consistent System of Record (SOR) inputs, reconciliation & compliance with internal/external regulations

  • Support and drive alignment of common and shared controls, assessing overlap between control environment and transformation initiatives while further solidifying control and line of business partnerships.

  • Leverage best practice workflows, increase efficiency & consistency, reduce processing time to ensure uniformity across CRE

  • Assist with oversight of money movement and related processes/risk mitigation to ensure expanded wire disbursement oversight

  • Ability to create consistent & comprehensive  technology enhancements for closing road map to enhance CRE partnerships when conducting infrastructure build outs

  • Lead the strategy and resolution of high complex and unique challenges requiring in-depth evaluation, vision, creativity, innovation, advanced analytical and inductive thinking, and coordination of highly complex activities

  • Engage with all levels of professionals and managers across the enterprise

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation, and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.


Required Qualifications:

  • 7 years of Credit Portfolio Consulting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education


Desired Qualifications:

  • Experience conducting project meetings, presentations and status reporting

  • Experience consulting, influencing and partnering with business executives and senior leadership

  • Experience with change management, project management and executing business initiatives

  • 7 years of commercial real estate lending experience

  • Strong analytical skills with high attention to detail and accuracy

  • Excellent communication skills and ability to articulate complex material to a diverse audience

  • Knowledge and understanding of portfolio management and international credit products

  • Knowledge and understanding of CIB products and activities

  • Knowledge and understanding of the Enterprise and CIB Risk Programs, Policies and Procedures

  • Prior exposure to compliance and risk control framework


Job Expectations:

  • Ability to travel up to 20% of the time

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Drug and Alcohol Policy

 

Wells Fargo maintains a drug free workplace.  Please see our Drug and Alcohol Policy to learn more.


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