Consumer Lending Regulatory Compliance Analyst

The Consumer Lending Compliance Analyst will be a member of the Compliance Team imbedded in the Consumer Lending business unit and responsible for risk oversight and monitoring to identify emerging risks and verify ongoing compliance. This will be accomplished by:

• Functioning as a subject matter expert on Consumer Lending and Fair Lending compliance laws and regulations related to the business unit.
• Working with the business unit to direct the implementation or revision of policies and procedures.
• Developing, implementing, and assisting training programs, sessions, and seminars to ensure appropriate initial and on-going compliance training for all business unit employees.
• Providing guidance on forms, disclosures, brochures, and marketing efforts to ensure compliance. This includes website review.
• Reviewing all business unit related marketing and external communication, to include advertisements and information provided in any medium.
• Participating in project meetings and merger and acquisition processes to ensure compliance when developing new products and modifying existing products.
• Tracking and interpreting new and changing Consumer Lending compliance requirements and working closely with business line and function managers to implement any required Consumer Lending compliance changes.
• Providing proactive support and guidance for compliance-related questions and concerns.
• Developing controls and monitoring to ensure Wings employees, third party partners and systems meet Wings compliance standards.
• Developing correction and/or remediation action plans, in response to internal and external audits and exams, and oversee the timely resolution as agreed upon with the business unit or other stakeholders.
• Meeting individual performance goals.

EDUCATION and EXPERIENCE:

• 5-7 years working at a Financial Institution or related experience
• 5 years of specific Consumer Lending compliance experience, preferably with a large multi-state lender or complex financial institution.
• Consumer Lending and Fair Lending compliance experience required.
• Professional certification or regulatory agency experience preferred. NAFCU Certified Compliance Officer designation or attainment of designation within 1 year of hire (or similar equivalent).
• Requires an advanced level knowledge and understanding of:
• Applicable laws, regulations, financial services, and regulatory trends for compliance regulations.
• Business operations, products, services, and systems.
• Proven ability to apply compliance requirements to business practices and systems, as well as design, implement, test, and oversee compliance programs.
• Ability to write clear and concise policies and procedures.
• Excellent organizational, analytical, technical, and problem-solving skills, with strong attention to detail, project management experience and excellent communications skills, oral and written.
• Self-starter who can work independently in managing deadlines and priorities.
• Proficient computer skills using a variety of software packages. Microsoft Office applications.
• Professional appearance.
• Bondable.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.