What are the responsibilities and job description for the Commercial Lender- Boise, ID position at Zions First National Bank?
Zions Bank recognizes that its strength comes from the dedication, experience, and talents of its diverse employee base. We are searching for individuals seeking to enhance and refine their credit acumen while putting our customers and their team at the center of everything they do. We are looking for candidates who embrace diversity, equity, and inclusion in a workplace where everyone feels valued and inspired. Community Banking provides, through a personal and tailored development plan, the opportunity to refine your credit exposure to an array of banking and lending knowledge.
If you thrive in knowing you can close on multiple types of opportunities in different aspects of commercial and consumer lending and can prioritize goals to fit both your personal and professional career growth, then take the opportunity to be a part of a growing high performing team in Community Banking!
The ideal candidate for this position will have the skills and experience necessary to:
Spend 50%-70% of their time focusing on generating, discovering, and developing new client acquisition through outside sales opportunities.
Deepen and expand existing customer relationships.
Involve business partners to generate, retain, and expand lending, investment, treasury, and deposit relationships.
Co-manage with designated portfolio manager to increase client profitability
Maintain a high level of client satisfaction
Solid understanding or experience with personal and business financials
Know and understand bank lending products, policies, and procedures
Ability to produce and manage both business and consumer credit requests. *Client base may include commercial, private, consumer and business banking customers.
Be familiar with and comply with applicable company policies and all banking regulations including, but not limited to BSA, USA Patriot/CIP requirements, AML, and other regulations.
Qualifications:
Requires a bachelor’s degree.
Considerable knowledge of credit associated lending, loan structuring, financial strategy, and customer development. *A combination of education and experience may meet requirements.
Strong sales and networking acumen.
Ability to work effectively with designated Portfolio Manager, other individuals, and groups across the company to manage customer relationships
Working knowledge of applicable lending policies, procedures, laws, and regulations.
Knowledge of software applications, including word processing and spreadsheets.
If you thrive in knowing you can close on multiple types of opportunities in different aspects of commercial and consumer lending and can prioritize goals to fit both your personal and professional career growth, then take the opportunity to be a part of a growing high performing team in Community Banking!
The ideal candidate for this position will have the skills and experience necessary to:
Spend 50%-70% of their time focusing on generating, discovering, and developing new client acquisition through outside sales opportunities.
Deepen and expand existing customer relationships.
Involve business partners to generate, retain, and expand lending, investment, treasury, and deposit relationships.
Co-manage with designated portfolio manager to increase client profitability
Maintain a high level of client satisfaction
Solid understanding or experience with personal and business financials
Know and understand bank lending products, policies, and procedures
Ability to produce and manage both business and consumer credit requests. *Client base may include commercial, private, consumer and business banking customers.
Be familiar with and comply with applicable company policies and all banking regulations including, but not limited to BSA, USA Patriot/CIP requirements, AML, and other regulations.
Qualifications:
Requires a bachelor’s degree.
Considerable knowledge of credit associated lending, loan structuring, financial strategy, and customer development. *A combination of education and experience may meet requirements.
Strong sales and networking acumen.
Ability to work effectively with designated Portfolio Manager, other individuals, and groups across the company to manage customer relationships
Working knowledge of applicable lending policies, procedures, laws, and regulations.
Knowledge of software applications, including word processing and spreadsheets.
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