1st Capital Bank Salary

1st Capital Bank Salary

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As of August 2026, the average annual salary for employees at 1st Capital Bank in the United States is $104,488. This translates to an approximate hourly wage of $50. Salaries at 1st Capital Bank typically range from $91,599 to $118,513 annually, reflecting the diverse roles and experience levels within the company.
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Current Job Openings at 1st Capital Bank

Ready for your next career move? Explore current job openings at 1st Capital Bank. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is 1st Capital Bank’s Pay Competitive? Salary Benchmarking Analysis

How does 1st Capital Bank's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
James Banks $102,780
-1.6%
Reflects stabilized pricing equilibrium for commercial construction roles in this region.
Citi Bank $118,591
+13.5%
Data suggests Citi Bank's workforce skews heavily towards veteran, high-tenure roles.
SF Existing Bank $102,790
-1.6%
Aligns perfectly with prevailing regional benchmarks for this specific job family.
Countrywide Bank $113,285
+8.4%
Driven by niche technical certifications required for Countrywide Bank's specialized projects.
Financial Services Industry $121,514
+16.3%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

How 1st Capital Bank's Salaries Compare to Similar Companies?

Explore companies in the same industry to compare average salaries, benefits, and career opportunities with those at 1st Capital Bank. Click a company name to learn more.

Employee Reviews: Working at 1st Capital Bank

Considering a career at 1st Capital Bank? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Everything runs on a schedule. It's reassuring to work for management that truly walks the talk. Working with skilled peers elevates everyone's performance. I’m constantly learning and proud to be part of such a trusted institution. Feedback is solicited and incorporated. Regular 1:1s provide guidance without hovering. Management listens, feedback matters, and collaboration is genuine.
Commented in April 08, 2025
10
1
Management is truly supportive of career progression. There’s clear communication, opportunities for internal advancement, and strong mentorship programs. I’ve switched departments twice with full support from leadership. Leadership is transparent, approachable, and genuinely values employee feedback.
Commented in February 13, 2025
10
2
Career development is prioritized at all levels, with many leaders having grown internally. I feel valued and excited about long-term opportunities here. Communication across departments could improve.
Commented in January 02, 2024
19
3

1st Capital Bank Overview

Website
www.1stcapital.bank
Founded In
2006
Employees
50 - 100 employees
Industry
Financial Services
Headquarter Address
150 Main St Salinas California CA 93901
Revenue
$10 Million - $50 Million
Phone Number
+1 8312644000
Social Media
About 1st Capital Bank
1st Capital Bank is a locally owned and managed community bank headquartered in Monterey County. The bank provides professional banking, including credit and cash management services to businesses, professionals and residents throughout Californias Central Coast.

What Benefits Does 1st Capital Bank Offer Beyond Salary?

A competitive compensation package is more than just a salary. 1st Capital Bank offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Salinas?

Understanding the cost of living near Salinas is key to truly evaluating a salary offer or your current compensation at 1st Capital Bank.
Salinas' Cost of Living Index is approximately 130.5 (30.5% more expensive than US average; 6.7% less than CA average). Monterey County, 'Salad Bowl of the World', housing costs high due to coastal proximity and ag land value. When planning your budget based on a salary from 1st Capital Bank, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,800 - $2,600+ A significant portion of 1st Capital Bank salary. Location choices impact this heavily.
Utilities (Basic) $190 - $300 (PG&E) Electricity, Heating, Cooling, Water etc.
Public Transportation $60 (MST monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $440 - $650 Can be higher with more dining out or specialty stores.
Personal & Leisure $380 - $700+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $380 - $710+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $3,250 - $4,960+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of 1st Capital Bank

1. What is the typical salary range (low to high) for most roles at 1st Capital Bank?

The typical annual salary range for most roles at 1st Capital Bank is approximately from $91,599 to $118,513. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does 1st Capital Bank pay compared to James Banks?

The average annual salary at 1st Capital Bank is $104,488, or an hourly wage of $50, in comparison to James Banks which pays $102,780 per year or $49 per hour.

3. Do salaries differ significantly between departments at 1st Capital Bank?

Yes, salaries often differ between departments at 1st Capital Bank due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at 1st Capital Bank?

Experience level is a significant factor in determining salary at 1st Capital Bank, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from 1st Capital Bank in Salinas is fair given the local cost of living?

To determine if a salary offer from 1st Capital Bank in Salinas is fair, first compare the gross salary to our data for similar roles at 1st Capital Bank and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Salinas" to understand its purchasing power.

6. Why might an individual's actual salary at 1st Capital Bank differ from the ranges shown here?

An individual's actual salary at 1st Capital Bank can differ from our estimated ranges due to various factors. These include their specific years of experience in the role, unique skills or certifications, educational background, performance record, the specific team or department they join, negotiation outcomes, and even the precise timing of when they were hired relative to market fluctuations. Our ranges represent typical compensation.

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