Emerald Financial Group Salary

As of October 2026, the average annual salary for employees at Emerald Financial Group in the United States is $96,082. This translates to an approximate hourly wage of $46. Salaries at Emerald Financial Group typically range from $84,534 to $108,635 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Emerald Financial Group Pay for Different Roles?

Explore detailed salary information for specific jobs at Emerald Financial Group. Based on our data, the highest paying job is the Manager, with an annual salary of $105,335. The table below outlines the annual salary ranges for most popular roles within the company.
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Is Emerald Financial Group’s Pay Competitive? Salary Benchmarking Analysis

How does Emerald Financial Group's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Wister Insurance™ $95,312
-0.8%
Aligns perfectly with prevailing regional benchmarks for this specific job family.
Ethos Insurance and Risk Management $91,968
-4.3%
Ethos Insurance and Risk Management focuses strategically on recruiting and training entry-level apprentices.
Kreismann Bayer Insurance Agency Inc $90,038
-6.3%
Kreismann Bayer Insurance Agency Inc likely leverages performance bonuses over the high base salary shown here.
Southland Insurance & Financial $95,776
-0.3%
Reflects stabilized pricing equilibrium for commercial construction roles in this region.
Insurance Industry $123,858
+28.9%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Emerald Financial Group

Considering a career at Emerald Financial Group? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
The insurance industry is fast-paced, but the company provides the tools needed to succeed. It’s a decent place to build experience in insurance. The culture is positive, with recognition programs that motivate staff. I appreciate the company’s commitment to employee well-being. This insurance company is a fantastic place to work, especially for those looking for growth in the industry.
While there’s room for growth, the pace can be gradual. Team collaboration is strong, and the company hosts engaging team-building events. Decent workplace overall. Training is adequate, though more specialized courses would be helpful. Enjoy the collaboration. The company provides a structured and professional work setting.
Overall, it’s a well-run organization with good growth potential. Happy to be here. The company values innovation and encourages employees to share ideas. The office environment is collaborative, making it easy to ask for help when needed. The company provides a stable work environment in the insurance industry.

Emerald Financial Group Overview

Website
www.efginsurance.com
Founded In
2001
Employees
<25 employees
Industry
Insurance
Headquarter Address
23200 Brewers Tavern Way Clarksburg Maryland MD 20871
Revenue
<$5 Million
Phone Number
+1 3015401776
Social Media
About Emerald Financial Group
Emerald Financial Group Insurance is a full service, independent insurance agency located in Clarksburg, Maryland providing car, home, business, commercial, and life insurance to individuals, families and businesses in Maryland, Virginia, District of Columbia and other nearby states. We do things the old fashion way. We will earn your trust. Many of our new customers are referrals from present cli

What Benefits Does Emerald Financial Group Offer Beyond Salary?

A competitive compensation package is more than just a salary. Emerald Financial Group offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Baltimore?

Understanding the cost of living near Baltimore is key to truly evaluating a salary offer or your current compensation at Emerald Financial Group.
Baltimore's Cost of Living Index is approximately 91.8 (8.2% less expensive than US average; 18.8% less than MD average). Major city, historic, affordable housing in many areas, but varies greatly by neighborhood. MTA bus/Light Rail/Metro Subway. When planning your budget based on a salary from Emerald Financial Group, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,200 - $1,900+ A significant portion of Emerald Financial Group salary. Location choices impact this heavily.
Utilities (Basic) $150 - $250 Electricity, Heating, Cooling, Water etc.
Public Transportation $77 (MTA CharmCard 31-day pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $420 - $620 Can be higher with more dining out or specialty stores.
Personal & Leisure $400 - $750+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $380 - $700+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,627 - $4,227+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Emerald Financial Group

1. What is the typical salary range (low to high) for most roles at Emerald Financial Group?

The typical annual salary range for most roles at Emerald Financial Group is approximately from $84,534 to $108,635. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does Emerald Financial Group pay compared to Wister Insurance™?

The average annual salary at Emerald Financial Group is $96,082, or an hourly wage of $46, in comparison to Wister Insurance™ which pays $95,312 per year or $46 per hour.

3. Do salaries differ significantly between departments at Emerald Financial Group?

Yes, salaries often differ between departments at Emerald Financial Group due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at Emerald Financial Group?

Experience level is a significant factor in determining salary at Emerald Financial Group, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from Emerald Financial Group in Baltimore is fair given the local cost of living?

To determine if a salary offer from Emerald Financial Group in Baltimore is fair, first compare the gross salary to our data for similar roles at Emerald Financial Group and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Baltimore" to understand its purchasing power.

6. What factors influence salary increases at Emerald Financial Group?

Salary increases at Emerald Financial Group are likely influenced by a combination of factors, including: individual employee performance against set goals, overall company performance and profitability, budget availability, changes in the market rate for similar roles (market adjustments), and sometimes cost-of-living increases.