Gem Financial Salary

As of September 2026, the average annual salary for employees at Gem Financial in the United States is $85,945. This translates to an approximate hourly wage of $41. Salaries at Gem Financial typically range from $75,370 to $97,429 annually, reflecting the diverse roles and experience levels within the company.
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Is Gem Financial’s Pay Competitive? Salary Benchmarking Analysis

How does Gem Financial's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Palmetto Financial LLC $91,177
+6.1%
Reflects structural premiums typical of Palmetto Financial LLC's large-cap national operations.
Biltmore Financial $91,071
+6.0%
Data suggests Biltmore Financial's workforce skews heavily towards veteran, high-tenure roles.
Blue Ridge Financial LLC $90,017
+4.7%
Influenced by prevailing union wage agreements specific to Blue Ridge Financial LLC's sector.
htmlFoundations Financial LLC $90,301
+5.1%
Supported by htmlFoundations Financial LLC's high-margin contracts allowing higher overhead.
Financial Services Industry $121,514
+41.4%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Gem Financial

Considering a career at Gem Financial? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
The focus on sustainable productivity prevents burnout. Competitive salary and benefits package. It's reassuring to work for a financial institution that not only focuses on profitability but also actively contributes to community development and environmental stewardship. The transition to hybrid work was seamless thanks to thoughtful planning and the right tools.
Benefits are comprehensive, including excellent health coverage and retirement plans. Flexible hours and remote work options enhance work-life balance. Career growth exists but tends to be structured. We understand the company's goals and how our individual roles contribute to achieving them successfully. Challenging projects with great learning potential.
Managers are responsive and respectful. That reliability helps you focus on doing your best work without second-guessing policies or expectations. Colleagues are smart and helpful. Our leadership team reflects the diversity we value. Management is supportive and values diverse perspectives, leading to an inclusive work environment. Career growth is possible. Most communication is top-down. Trainin...
The company empowers employees to build strong client relationships, and feedback is actively incorporated into improvements. This financial services organization is a leader in both innovation and employee satisfaction. The benefits package is strong, including comprehensive health coverage and retirement plans.

Gem Financial Overview

Website
Data pending, update soon.
Founded In
Data pending, update soon.
Employees
25 - 50 employees
Industry
Financial Services
Headquarter Address
200 W Frontier St Payson Arizona AZ 85541
Revenue
<$5 Million
Phone Number
-
Social Media
About Gem Financial
Gem Financial is a company that operates in the Financial Services industry. It employs 21-50 people and has $1M-$5M of revenue. The company is headquartered in Payson, Arizona.

What Benefits Does Gem Financial Offer Beyond Salary?

A competitive compensation package is more than just a salary. Gem Financial offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Phoenix?

Understanding the cost of living near Phoenix is key to truly evaluating a salary offer or your current compensation at Gem Financial.
Phoenix's Cost of Living Index is approximately 103.7 (3.7% more expensive than US average; 0.5% more than AZ average). Housing costs are the primary driver for being above US average, along with transportation. When planning your budget based on a salary from Gem Financial, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,300 - $1,900+ A significant portion of Gem Financial salary. Location choices impact this heavily.
Utilities (Basic) $170 - $280 Electricity, Heating, Cooling, Water etc.
Public Transportation $64 (Valley Metro Monthly Pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $400 - $600 Can be higher with more dining out or specialty stores.
Personal & Leisure $350 - $700+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $380 - $700+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,664 - $4,244+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Gem Financial

1. How much does a Gem Financial employee make?

Gem Financial pays its employees an average of $85,945 per year. The average salary at Gem Financial range from $75,370 to $97,429 per year. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. Which similar company tend to pay more or less than Gem Financial?

The salary at Gem Financial is lesser than the similar company. The average annual salary at Gem Financial is $85,945, or an hourly wage of $41, in comparison to Palmetto Financial LLC which pays $91,177 per year or $44 per hour.

3. Do employees with advanced degrees (Master's, PhD) earn more at Gem Financial?

In many roles at Gem Financial, particularly those requiring specialized knowledge or research capabilities (e.g., certain engineering, scientific, or financial roles), an advanced degree like a Master's or PhD can lead to a higher starting salary and faster career progression, thus higher earnings. However, for some roles, direct experience and skills might be valued as much or more than an advanced degree. The impact varies by field and specific job requirements.

4. How does the cost of living near Phoenix affect the perceived value of a Gem Financial salary?

Phoenix's Cost of Living Index is approximately 103.7 (3.7% more expensive than US average; 0.5% more than AZ average). This significantly impacts the purchasing power of a salary from Gem Financial based there. Our "Cost of Living Insights for Phoenix" module details this impact, helping you assess the 'real feel' value of your compensation.

5. What kind of benefits does Gem Financial typically offer employees?

Gem Financial generally offers a range of employee benefits designed to support their workforce's health, financial well-being, and work-life balance. Comprehensive health insurance (medical, dental, vision), a 401(k) retirement savings plan (often with a company match), paid time off (PTO), and potentially disability and life insurance are included. For a more detailed list of benefits, please see our "Employee Benefits at Gem Financial" section on this page.