George J Smith & Son Insurance Salary

As of August 2026, the average annual salary for employees at George J Smith & Son Insurance in the United States is $103,381. This translates to an approximate hourly wage of $50. Salaries at George J Smith & Son Insurance typically range from $90,957 to $116,891 annually, reflecting the diverse roles and experience levels within the company.
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Current Job Openings at George J Smith & Son Insurance

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Is George J Smith & Son Insurance’s Pay Competitive? Salary Benchmarking Analysis

How does George J Smith & Son Insurance's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
America's Insurance Associates $86,652
-16.2%
America's Insurance Associates operates with a leaner overhead structure, impacting base wage offers.
Safe Haven Insurance Group $80,323
-22.3%
Normalized for lower cost-of-living zones where Safe Haven Insurance Group primarily operates.
Insite Insurance $96,778
-6.4%
Reflects market rates for standard general contracting, differing from specialized roles.
Koziura Insurance Agency $96,134
-7.0%
Koziura Insurance Agency likely leverages performance bonuses over the high base salary shown here.
Insurance Industry $123,858
+19.8%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at George J Smith & Son Insurance

Considering a career at George J Smith & Son Insurance? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Compensation is competitive, making it a rewarding workplace. The company invests in employee development through workshops and certifications. A solid workplace choice. The company also invests in employee development through workshops and certifications.
The company also hosts regular team-building events, fostering camaraderie. The health benefits are above average, and the company culture is inclusive. The leadership team is inspiring, and the work environment is inclusive. Leadership is transparent about company goals, and employees are given opportunities to upskill through workshops and certifications.
The training programs are robust, and leadership encourages career growth. Compensation aligns with industry standards, and benefits are satisfactory. It’s a company that truly cares about its employees. The insurance products are top-notch, which makes client work rewarding. The insurance industry expertise here is impressive, and collaboration is encouraged. A good fit for those who value consis...

George J Smith & Son Insurance Overview

Website
www.gjsins.com
Founded In
1886
Employees
<25 employees
Industry
Insurance
Headquarter Address
247 Broad St Milford Connecticut CT 06460
Revenue
<$5 Million
Phone Number
+1 2038784641
Social Media
About George J Smith & Son Insurance
George J. Smith & Son Insurance Agency was founded in 1886, by George Judson Smith. The agency was founded in Milford, Connecticut where it remains today. George's son, Winthrop A. "Pink" Smith, followed his father into the business, as did Pink's son, Danforth M. "Dan" Smith. The agency is currently run by Dan's daughter, Deirdre "Gremmy" Smith-Dey, as the fourth generation Smith in the family bu

What Benefits Does George J Smith & Son Insurance Offer Beyond Salary?

A competitive compensation package is more than just a salary. George J Smith & Son Insurance offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Milford?

Understanding the cost of living near Milford is key to truly evaluating a salary offer or your current compensation at George J Smith & Son Insurance.
Milford's Cost of Living Index is approximately 115.3 (15.3% more expensive than US average; 7.1% more than CT average). Coastal Fairfield/New Haven County line, desirable, higher housing costs. Milford Transit, Metro-North. When planning your budget based on a salary from George J Smith & Son Insurance, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,600 - $2,400+ A significant portion of George J Smith & Son Insurance salary. Location choices impact this heavily.
Utilities (Basic) $180 - $290 Electricity, Heating, Cooling, Water etc.
Public Transportation $40 (Milford Transit pass, Metro-North extra) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $440 - $650 Can be higher with more dining out or specialty stores.
Personal & Leisure $400 - $730+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $400 - $750+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $3,060 - $4,820+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of George J Smith & Son Insurance

1. What is the typical salary range (low to high) for most roles at George J Smith & Son Insurance?

The typical annual salary range for most roles at George J Smith & Son Insurance is approximately from $90,957 to $116,891. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does George J Smith & Son Insurance pay compared to America's Insurance Associates?

The average annual salary at George J Smith & Son Insurance is $103,381, or an hourly wage of $50, in comparison to America's Insurance Associates which pays $86,652 per year or $42 per hour.

3. Do salaries differ significantly between departments at George J Smith & Son Insurance?

Yes, salaries often differ between departments at George J Smith & Son Insurance due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at George J Smith & Son Insurance?

Experience level is a significant factor in determining salary at George J Smith & Son Insurance, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from George J Smith & Son Insurance in Milford is fair given the local cost of living?

To determine if a salary offer from George J Smith & Son Insurance in Milford is fair, first compare the gross salary to our data for similar roles at George J Smith & Son Insurance and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Milford" to understand its purchasing power.

6. Are the salaries listed for George J Smith & Son Insurance on Salary.com pre-tax or after-tax?

All salary figures displayed for George J Smith & Son Insurance, including average base salary and estimated total compensation, are pre-tax amounts. They do not account for federal, state, or local income taxes, nor deductions for benefits like health insurance or 401(k) contributions.