H5 Financial Salary

As of September 2026, the average annual salary for employees at H5 Financial in the United States is $94,848. This translates to an approximate hourly wage of $46. Salaries at H5 Financial typically range from $83,196 to $107,477 annually, reflecting the diverse roles and experience levels within the company.
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Is H5 Financial’s Pay Competitive? Salary Benchmarking Analysis

How does H5 Financial's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Insight Merchant Solutions $96,103
+1.3%
Confirms Insight Merchant Solutions is a direct competitor vying for the exact same talent pool.
Cba Financial Inc $99,974
+5.4%
Driven by niche technical certifications required for Cba Financial Inc's specialized projects.
Mason Mortgage Advisors LLC $86,884
-8.4%
Typical compensation structure for smaller regional agencies like Mason Mortgage Advisors LLC.
Troy City Mortgage LLC $92,569
-2.4%
Reflects stabilized pricing equilibrium for commercial construction roles in this region.
Financial Services Industry $121,514
+28.1%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at H5 Financial

Considering a career at H5 Financial? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
The company fosters a culture of continuous learning through access to industry certifications and workshops. Excellent culture focused on results, ethics, and people. The work is challenging yet rewarding, with exposure to complex financial products and high-profile clients. Feedback loops are strong, and leadership prioritizes both performance and staff well-being. The culture is formal and proc...
The company's strong performance, even in challenging markets, speaks to leadership's effectiveness. Clear documentation and training make ramp-up manageable. This company respects work-life balance while driving innovation. I’ve had excellent mentorship and space to develop professionally. I appreciate how the company adapts to market changes while maintaining a people-focused culture.
The benefits package is strong, including comprehensive health coverage and retirement plans. Most communication is top-down. The culture emphasizes collaboration, innovation, and diversity, making every day rewarding. Encouraged to contribute new ideas.

H5 Financial Overview

Website
www.h5financial.com
Founded In
1997
Employees
<25 employees
Industry
Financial Services
Headquarter Address
311 12th St Ramona California CA 92065
Revenue
<$5 Million
Phone Number
+1 7607897385
Social Media
About H5 Financial
We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs: FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | Jumbo What makes H5 Financial unique is that we offer the fol

What Benefits Does H5 Financial Offer Beyond Salary?

A competitive compensation package is more than just a salary. H5 Financial offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near San Diego?

Understanding the cost of living near San Diego is key to truly evaluating a salary offer or your current compensation at H5 Financial.
San Diego's Cost of Living Index is approximately 160.4 (60.4% more expensive than US average; 14.7% more than CA average). Very high housing costs are the primary driver, along with generally higher prices for other goods and services. When planning your budget based on a salary from H5 Financial, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $2,200 - $3,400+ A significant portion of H5 Financial salary. Location choices impact this heavily.
Utilities (Basic) $160 - $270 Electricity, Heating, Cooling, Water etc.
Public Transportation $72 (MTS monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $460 - $680 Can be higher with more dining out or specialty stores.
Personal & Leisure $450 - $850+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $380 - $720+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $3,722 - $5,922+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of H5 Financial

1. What is the average salary for employees at H5 Financial?

The average annual total compensation for employees at H5 Financial is approximately $94,848. However, this is an aggregate figure, actual salaries can range significantly, typically from $83,196 to $107,477, depending on factors like job role, experience, and location.

2. How much does H5 Financial pay compared to Insight Merchant Solutions?

The average annual salary at H5 Financial is $94,848, or an hourly wage of $46, in comparison to Insight Merchant Solutions which pays $96,103 per year or $46 per hour.

3. How does having a professional certification impact salary for relevant roles at H5 Financial?

Professional certifications like PMP (for Project Managers), CPA (for Accountants), or another relevant certification for the industry can often lead to higher salaries and better job prospects at H5 Financial for applicable roles. Certifications demonstrate a verified level of expertise and commitment to a profession, making candidates more competitive.

4. Does H5 Financial offer cost-of-living adjustments (COLA) for employees in high-cost areas like San Diego?

While some companies offer formal COLA, many, including potentially H5 Financial, incorporate cost of living considerations into their overall salary structure for different locations rather than as a separate, itemized adjustment. This means their base pay bands for roles in high-cost cities like New York City are generally set higher to account for these local market factors.

5. What's the typical process for salary reviews and raises at H5 Financial?

Most companies, likely including H5 Financial, conduct formal salary reviews annually, often tied to performance evaluations. During these reviews, factors like individual performance, meeting goals, company performance, and market adjustments are typically considered for potential salary increases.