LendingKarma Salary

As of August 2026, the average annual salary for employees at LendingKarma in the United States is $139,613. This translates to an approximate hourly wage of $67. Salaries at LendingKarma typically range from $122,242 to $158,606 annually, reflecting the diverse roles and experience levels within the company.
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Current Job Openings at LendingKarma

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Is LendingKarma’s Pay Competitive? Salary Benchmarking Analysis

How does LendingKarma's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Schaffner Holding AG $104,235
-25.3%
Schaffner Holding AG operates with a leaner overhead structure, impacting base wage offers.
Westlake Services LLC $125,690
-10.0%
Reflects market rates for standard general contracting, differing from specialized roles.
LG Premium Finance $125,648
-10.0%
Typical compensation structure for smaller regional agencies like LG Premium Finance.
Federal Student $110,163
-21.1%
Federal Student may offer non-monetary perks in lieu of competitive base salaries.
Financial Services Industry $121,514
-13.0%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at LendingKarma

Considering a career at LendingKarma? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Collaboration is encouraged it is consistent. It’s a decent place to gain foundational experience, but those seeking dynamic challenges might feel limited in growth opportunities. Strong focus on client satisfaction and success. Cross-functional teams collaborate effectively on complex issues. My manager is approachable, and the professional development budget actually gets used.
Resources for client service are outstanding, from research tools to analytics platforms. Client service standards are high yet achievable. Recognition for hard work is consistent. Systems work well but are rarely updated. This is a suitable environment for those who prefer stability and clear structure but can appeal to employees seeking rapid advancement or creative freedom. Processes are well d...
I feel like my contributions are recognized and valued regularly. The work is meaningful, helping clients achieve important financial goals. There’s not a lot of creative freedom, but job security and organization are strong. Small wins are cheered.

LendingKarma Overview

Website
www.lendingkarma.com
Founded In
2009
Employees
1,000 - 3,000 employees
Industry
Financial Services
Headquarter Address
28 2nd St San Francisco California CA 94105
Revenue
$200 Million - $500 Million
Phone Number
+1 4152865363
Social Media
About LendingKarma
LendingKarma is an online service that helps people lend money to the people they already know, also known as person-to-person lending. Lenders love us because we help formalize loan agreements, calculate payments, track and record payments, and send out friendly reminders to borrowers. Borrowers love us because we make it easier for them to approach potential lenders in their social circle, by he

What Benefits Does LendingKarma Offer Beyond Salary?

A competitive compensation package is more than just a salary. LendingKarma offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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How Much Should You Be Earning?

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What Is the Cost of Living Near San Francisco?

Understanding the cost of living near San Francisco is key to truly evaluating a salary offer or your current compensation at LendingKarma.
San Francisco's Cost of Living Index is approximately 243.5 (143.5% more expensive than US average; 74.2% more than CA average). One of the most expensive cities globally, extreme housing costs, high transportation, and very high prices for all goods/services. When planning your budget based on a salary from LendingKarma, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $3,200 - $5,000+ A significant portion of LendingKarma salary. Location choices impact this heavily.
Utilities (Basic) $200 - $320 Electricity, Heating, Cooling, Water etc.
Public Transportation $81 (Muni Monthly Pass 'M') Essential for most commuters; car ownership is costly.
Groceries (Single Person) $550 - $850 Can be higher with more dining out or specialty stores.
Personal & Leisure $600 - $1,200+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $450 - $850+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $5,081 - $8,221+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of LendingKarma

1. What is the typical salary range (low to high) for most roles at LendingKarma?

The typical annual salary range for most roles at LendingKarma is approximately from $122,242 to $158,606. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does LendingKarma pay compared to Schaffner Holding AG?

The average annual salary at LendingKarma is $139,613, or an hourly wage of $67, in comparison to Schaffner Holding AG which pays $104,235 per year or $50 per hour.

3. How does experience level affect salary at LendingKarma?

Experience level is a significant factor in determining salary at LendingKarma, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

4. How can I determine if a salary offer from LendingKarma in San Francisco is fair given the local cost of living?

To determine if a salary offer from LendingKarma in San Francisco is fair, first compare the gross salary to our data for similar roles at LendingKarma and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for San Francisco" to understand its purchasing power.

5. Are the salaries listed for LendingKarma on Salary.com pre-tax or after-tax?

All salary figures displayed for LendingKarma, including average base salary and estimated total compensation, are pre-tax amounts. They do not account for federal, state, or local income taxes, nor deductions for benefits like health insurance or 401(k) contributions.