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Rancho Federal Credit Union Salary

Rancho Federal Credit Union Salary

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As of October 2026, the average annual salary for employees at Rancho Federal Credit Union in the United States is $102,094. This translates to an approximate hourly wage of $49. Salaries at Rancho Federal Credit Union typically range from $89,546 to $115,708 annually, reflecting the diverse roles and experience levels within the company.
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Is Rancho Federal Credit Union’s Pay Competitive? Salary Benchmarking Analysis

How does Rancho Federal Credit Union's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Oxford Federal Credit Union $88,171
-13.6%
Typical compensation structure for smaller regional agencies like Oxford Federal Credit Union.
Cain Brothers & Company LLC $93,097
-8.8%
Reflects market rates for standard general contracting, differing from specialized roles.
Gain Federal Credit Union $98,592
-3.4%
Gain Federal Credit Union may offer non-monetary perks in lieu of competitive base salaries.
Ocean Financial Federal Credit Union $96,926
-5.1%
Ocean Financial Federal Credit Union likely leverages performance bonuses over the high base salary shown here.
Financial Services Industry $121,514
+19.0%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

How Rancho Federal Credit Union's Salaries Compare to Similar Companies?

Explore companies in the same industry to compare average salaries, benefits, and career opportunities with those at Rancho Federal Credit Union. Click a company name to learn more.

Employee Reviews: Working at Rancho Federal Credit Union

Considering a career at Rancho Federal Credit Union? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Leadership gives clear direction and supports work-life balance. Training is structured, and upward mobility is realistic. The organization offers clear growth tracks and continuous investment in training and development. If you’re looking for mentorship and career growth, this is it. Knowledge sharing happens naturally.
Commented in May 06, 2025
18
2
The leadership team empowers staff, and performance is recognized and rewarded. Performance expectations are reasonable, but praise is minimal. While compensation is fair, the work environment can suit those seeking rapid career progression or dynamic innovation. I’m surrounded by professionals who care about quality and client outcomes. Collaborative culture fosters professional growth and innova...
Commented in August 15, 2024
21
3
Coworkers are helpful, and managers are encouraging. The work is meaningful, and the leadership team is communicative and proactive. Some departments feel isolated. It’s a dependable workplace with limited surprises and steady, task-focused work every day.
Commented in March 16, 2024
45
3

Rancho Federal Credit Union Overview

Website
www.ranchofcu.org
Founded In
1936
Employees
<25 employees
Industry
Financial Services
Headquarter Address
12620 Erickson Ave Downey California CA 90242
Revenue
$10 Million - $50 Million
Phone Number
+1 5628036401
Social Media
About Rancho Federal Credit Union
Rancho Federal Credit Union is a full-service financial institution providing its 11,000 members with personal banking and investment services. It is based in Downey, California.

What Benefits Does Rancho Federal Credit Union Offer Beyond Salary?

A competitive compensation package is more than just a salary. Rancho Federal Credit Union offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Downey?

Understanding the cost of living near Downey is key to truly evaluating a salary offer or your current compensation at Rancho Federal Credit Union.
Downey's Cost of Living Index is approximately 148.8 (48.8% more expensive than US average; 6.4% more than CA average). LA County city, high housing costs, historic aerospace ties. When planning your budget based on a salary from Rancho Federal Credit Union, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,950 - $2,800+ A significant portion of Rancho Federal Credit Union salary. Location choices impact this heavily.
Utilities (Basic) $150 - $260 Electricity, Heating, Cooling, Water etc.
Public Transportation $40 (DowneyLINK/Metro access) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $440 - $660 Can be higher with more dining out or specialty stores.
Personal & Leisure $400 - $730+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $390 - $720+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $3,370 - $5,170+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Rancho Federal Credit Union

1. What is the typical salary range (low to high) for most roles at Rancho Federal Credit Union?

The typical annual salary range for most roles at Rancho Federal Credit Union is approximately from $89,546 to $115,708. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does Rancho Federal Credit Union pay compared to Oxford Federal Credit Union?

The average annual salary at Rancho Federal Credit Union is $102,094, or an hourly wage of $49, in comparison to Oxford Federal Credit Union which pays $88,171 per year or $42 per hour.

3. Do salaries differ significantly between departments at Rancho Federal Credit Union?

Yes, salaries often differ between departments at Rancho Federal Credit Union due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at Rancho Federal Credit Union?

Experience level is a significant factor in determining salary at Rancho Federal Credit Union, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from Rancho Federal Credit Union in Downey is fair given the local cost of living?

To determine if a salary offer from Rancho Federal Credit Union in Downey is fair, first compare the gross salary to our data for similar roles at Rancho Federal Credit Union and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Downey" to understand its purchasing power.

6. Are the salaries listed for Rancho Federal Credit Union on Salary.com pre-tax or after-tax?

All salary figures displayed for Rancho Federal Credit Union, including average base salary and estimated total compensation, are pre-tax amounts. They do not account for federal, state, or local income taxes, nor deductions for benefits like health insurance or 401(k) contributions.

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