SMC Home Finance Salary

As of August 2026, the average annual salary for employees at SMC Home Finance in the United States is $81,241. This translates to an approximate hourly wage of $39. Salaries at SMC Home Finance typically range from $71,265 to $92,064 annually, reflecting the diverse roles and experience levels within the company.

How Much Does SMC Home Finance Pay for Different Roles?

Explore detailed salary information for specific jobs at SMC Home Finance. Based on our data, the highest paying job is the Manager, Operations, with an annual salary of $86,539. The table below outlines the annual salary ranges for most popular roles within the company.
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Is SMC Home Finance’s Pay Competitive? Salary Benchmarking Analysis

How does SMC Home Finance's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Davidkilpatrick group $84,711
+4.3%
Reflects a supply-demand imbalance for the specific talent Davidkilpatrick group targets.
California Funding & Investments $89,436
+10.1%
Adjusted for higher cost-of-living indices in California Funding & Investments's primary metro hubs.
Greater Greater Washington $98,065
+20.7%
Influenced by prevailing union wage agreements specific to Greater Greater Washington's sector.
PKV Investment Management LLC $90,934
+11.9%
Data suggests PKV Investment Management LLC's workforce skews heavily towards veteran, high-tenure roles.
Financial Services Industry $121,514
+49.6%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at SMC Home Finance

Considering a career at SMC Home Finance? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Supportive management and consistent feedback have made a difference in my growth. The work environment is stable, though it can lack excitement and innovation at times. Respectful management and open-door policy. Career growth opportunities exist but progress is gradual. Client service standards are high yet achievable.
Benefits are robust, covering healthcare, wellness, and retirement plans. The teamwork at this financial institution is truly remarkable. Spot bonuses reward exceptional work. Flexible work options help balance personal and professional life. Even when things get busy, there’s support and a positive attitude. The company is stable but lacks a dynamic culture. The culture is formal and hierarchical...
What sets this firm apart is its balance of ambition and empathy. Leadership is present but distant. Collaboration occurs mostly within teams rather than company-wide. Fertility benefits show understanding of modern needs.

SMC Home Finance Overview

Website
www.smchf.com
Founded In
1996
Employees
<25 employees
Industry
Financial Services
Headquarter Address
PO Box 1376 Kinston North Carolina NC 28503
Revenue
<$5 Million
Phone Number
+1 2525235800
Social Media
About SMC Home Finance
The company is licensed as a non-depository mortgage lender under the supervision and regulation of the North Carolina Commissioner of Banks. SMC is a privately held company and Mr. Fader provides the ongoing management, vision and direction for the company. Located in the president's hometown of Kinston, North Carolina, the corporate office houses origination, accounting, processing and servicing

What Benefits Does SMC Home Finance Offer Beyond Salary?

A competitive compensation package is more than just a salary. SMC Home Finance offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Greenville?

Understanding the cost of living near Greenville is key to truly evaluating a salary offer or your current compensation at SMC Home Finance.
Greenville's Cost of Living Index is approximately 86.7 (13.3% less expensive than US average; 9.7% less than NC average). Eastern NC city (East Carolina Univ.), affordable. GREAT bus. When planning your budget based on a salary from SMC Home Finance, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $850 - $1,300+ A significant portion of SMC Home Finance salary. Location choices impact this heavily.
Utilities (Basic) $150 - $250 Electricity, Heating, Cooling, Water etc.
Public Transportation $25 (GREAT bus monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $380 - $560 Can be higher with more dining out or specialty stores.
Personal & Leisure $330 - $630+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $350 - $650+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,085 - $3,395+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of SMC Home Finance

1. What is the typical salary range (low to high) for most roles at SMC Home Finance?

The typical annual salary range for most roles at SMC Home Finance is approximately from $71,265 to $92,064. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does SMC Home Finance pay compared to Davidkilpatrick group?

The average annual salary at SMC Home Finance is $81,241, or an hourly wage of $39, in comparison to Davidkilpatrick group which pays $84,711 per year or $41 per hour.

3. Do salaries differ significantly between departments at SMC Home Finance?

Yes, salaries often differ between departments at SMC Home Finance due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at SMC Home Finance?

Experience level is a significant factor in determining salary at SMC Home Finance, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from SMC Home Finance in Greenville is fair given the local cost of living?

To determine if a salary offer from SMC Home Finance in Greenville is fair, first compare the gross salary to our data for similar roles at SMC Home Finance and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Greenville" to understand its purchasing power.

6. What are the key factors that influence salary levels at SMC Home Finance?

Several key factors influence salary levels at SMC Home Finance. These primarily include: 1. Job Role & Responsibilities: More complex roles with greater impact typically command higher pay. 2. Experience & Skills: Your years of relevant experience and specific in-demand skills are critical. 3. Performance: Strong performance can lead to higher raises and bonuses. 4. Location: Office location impacts pay due to varying local market rates and cost of living. 5. Industry Benchmarks: SMC Home Finance likely benchmarks its salaries against other companies in the Financial Services sector. You can explore how these factors play out in our detailed salary data.