Universal Smart Cards Ltd Salary

As of July 2026, the average annual salary for employees at Universal Smart Cards Ltd in the United States is $95,227. This translates to an approximate hourly wage of $46. Salaries at Universal Smart Cards Ltd typically range from $83,865 to $107,453 annually, reflecting the diverse roles and experience levels within the company.
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Current Job Openings at Universal Smart Cards Ltd

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Is Universal Smart Cards Ltd’s Pay Competitive? Salary Benchmarking Analysis

How does Universal Smart Cards Ltd's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Northwestern Tools Inc $85,418
-10.3%
Northwestern Tools Inc focuses strategically on recruiting and training entry-level apprentices.
Ace Tube Bending $98,328
+3.3%
Supported by Ace Tube Bending's high-margin contracts allowing higher overhead.
Golden Peakock Overseas Ltd $97,769
+2.7%
Suggests Golden Peakock Overseas Ltd utilizes a highly similar base-plus-benefits compensation model.
Tectra $87,728
-7.9%
Tectra operates with a leaner overhead structure, impacting base wage offers.
MFG Durable Industry $121,746
+27.8%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Universal Smart Cards Ltd

Considering a career at Universal Smart Cards Ltd? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
This manufacturing organization provides stability and growth opportunities that are hard to find elsewhere. A place where everyone knows their role and helps others succeed. Shift schedules are predictable, though sometimes repetitive. What impresses me most is how the company maintains high standards while fostering a supportive environment where employees feel valued.
Comprehensive training programs and modern technology ensure efficient operations. Benefits like profit sharing and retirement plans show the company's long-term commitment to its workforce. Career advancement opportunities are available. I’ve always known what’s expected of me, and help is readily available. Some departments work better than others, depending on leadership. Great hands-on learnin...
The production process is efficient, and everyone’s role is valued. The benefits package is comprehensive, with health coverage, paid time off, and retirement plans. I’ve worked here for years and still learn something new regularly. This manufacturing organization demonstrates how to run world-class operations while prioritizing people.

Universal Smart Cards Ltd Overview

Website
www.usmartcards.com
Founded In
2001
Employees
<25 employees
Industry
MFG Durable
Headquarter Address
4445 Eastgate Mall San Diego California CA 92121
Revenue
$5 Million - $10 Million
Phone Number
+44 8452300078
Social Media
About Universal Smart Cards Ltd
Universal Smart Cards is a market leader in the implementation of smart cards and associated products. Having shipped products worldwide, they are able to offer clients a vast array of smart cards, card readers, card printers and accessories, together with RFID wristbands and RFID key fobs, plus RFID labels and tags and more. They offer a 'one stop shop' for products, can provide advice and consul

What Benefits Does Universal Smart Cards Ltd Offer Beyond Salary?

A competitive compensation package is more than just a salary. Universal Smart Cards Ltd offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near San Diego?

Understanding the cost of living near San Diego is key to truly evaluating a salary offer or your current compensation at Universal Smart Cards Ltd.
San Diego's Cost of Living Index is approximately 160.4 (60.4% more expensive than US average; 14.7% more than CA average). Very high housing costs are the primary driver, along with generally higher prices for other goods and services. When planning your budget based on a salary from Universal Smart Cards Ltd, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $2,200 - $3,400+ A significant portion of Universal Smart Cards Ltd salary. Location choices impact this heavily.
Utilities (Basic) $160 - $270 Electricity, Heating, Cooling, Water etc.
Public Transportation $72 (MTS monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $460 - $680 Can be higher with more dining out or specialty stores.
Personal & Leisure $450 - $850+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $380 - $720+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $3,722 - $5,922+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Universal Smart Cards Ltd

1. What is the typical salary range (low to high) for most roles at Universal Smart Cards Ltd?

The typical annual salary range for most roles at Universal Smart Cards Ltd is approximately from $83,865 to $107,453. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does Universal Smart Cards Ltd pay compared to Northwestern Tools Inc?

The average annual salary at Universal Smart Cards Ltd is $95,227, or an hourly wage of $46, in comparison to Northwestern Tools Inc which pays $85,418 per year or $41 per hour.

3. Do salaries differ significantly between departments at Universal Smart Cards Ltd?

Yes, salaries often differ between departments at Universal Smart Cards Ltd due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at Universal Smart Cards Ltd?

Experience level is a significant factor in determining salary at Universal Smart Cards Ltd, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from Universal Smart Cards Ltd in San Diego is fair given the local cost of living?

To determine if a salary offer from Universal Smart Cards Ltd in San Diego is fair, first compare the gross salary to our data for similar roles at Universal Smart Cards Ltd and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for San Diego" to understand its purchasing power.

6. Why might an individual's actual salary at Universal Smart Cards Ltd differ from the ranges shown here?

An individual's actual salary at Universal Smart Cards Ltd can differ from our estimated ranges due to various factors. These include their specific years of experience in the role, unique skills or certifications, educational background, performance record, the specific team or department they join, negotiation outcomes, and even the precise timing of when they were hired relative to market fluctuations. Our ranges represent typical compensation.