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Valley Oak Credit Union Salary

Valley Oak Credit Union Salary

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As of August 2026, the average annual salary for employees at Valley Oak Credit Union in the United States is $87,939. This translates to an approximate hourly wage of $42. Salaries at Valley Oak Credit Union typically range from $77,129 to $99,649 annually, reflecting the diverse roles and experience levels within the company.
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Is Valley Oak Credit Union’s Pay Competitive? Salary Benchmarking Analysis

How does Valley Oak Credit Union's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Countrywide Funding LLC $101,609
+15.5%
Supported by Countrywide Funding LLC's high-margin contracts allowing higher overhead.
IBG America $86,599
-1.5%
Confirms IBG America is a direct competitor vying for the exact same talent pool.
First Community Bank of Cullman $82,686
-6.0%
Typical compensation structure for smaller regional agencies like First Community Bank of Cullman.
Space Technology Investment Forum $88,434
+0.6%
Suggests Space Technology Investment Forum utilizes a highly similar base-plus-benefits compensation model.
Financial Services Industry $121,514
+38.2%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

How Valley Oak Credit Union's Salaries Compare to Similar Companies?

Explore companies in the same industry to compare average salaries, benefits, and career opportunities with those at Valley Oak Credit Union. Click a company name to learn more.

Employee Reviews: Working at Valley Oak Credit Union

Considering a career at Valley Oak Credit Union? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
It’s a conventional corporate environment, best suited to those who prefer consistency over fast-paced or innovation-heavy environments. I’ve worked here for several years, and the culture has remained strong. I appreciate the team’s drive and professionalism. Office culture is professional but sometimes reserved. One of the best aspects is the direct access to senior leadership and their willingn...
Commented in March 20, 2025
18
1
The company's human scale is perfect. The leadership team is professional and approachable. Great benefits and competitive compensation packages. Supportive management, high ethical standards, and collaborative culture make this a standout company.
Commented in February 19, 2025
16
0
There's a strong focus on innovation and ethical practices. Small wins are cheered. High-performing culture with accountability. I appreciate the company’s commitment to ethical practices and client satisfaction, making it a rewarding place to grow professionally. Our differences are celebrated as strengths that drive innovation.
Commented in February 02, 2025
19
1

Valley Oak Credit Union Overview

Website
www.valleyoak.org
Founded In
1944
Employees
<25 employees
Industry
Financial Services
Headquarter Address
600 W Main St Visalia California CA 93277
Revenue
<$5 Million
Phone Number
+1 5596511441
Social Media
About Valley Oak Credit Union
Valley Oak offers a Basic checking account to their members. You must have an active share account prior to opening a checking account. There is a $50.00 requirement to open the checking. If you are 55 or older we also offer 300 free drafts per year. Valley Oak offers several types of over draft protection. You automatically have over draft protection linked to your base share account. We also off

What Benefits Does Valley Oak Credit Union Offer Beyond Salary?

A competitive compensation package is more than just a salary. Valley Oak Credit Union offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
Work at Valley Oak Credit Union?
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What Is the Cost of Living Near Visalia?

Understanding the cost of living near Visalia is key to truly evaluating a salary offer or your current compensation at Valley Oak Credit Union.
Visalia's Cost of Living Index is approximately 103.2 (3.2% more expensive than US average; 26.2% less than CA average). Central Valley city, more affordable than most of CA due to lower housing costs, though agriculture drives some costs. When planning your budget based on a salary from Valley Oak Credit Union, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,250 - $1,750+ A significant portion of Valley Oak Credit Union salary. Location choices impact this heavily.
Utilities (Basic) $190 - $310 Electricity, Heating, Cooling, Water etc.
Public Transportation $35 (Visalia Transit monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $390 - $570 Can be higher with more dining out or specialty stores.
Personal & Leisure $300 - $580+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $350 - $660+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,515 - $3,875+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Valley Oak Credit Union

1. What is the average salary for employees at Valley Oak Credit Union?

The average annual total compensation for employees at Valley Oak Credit Union is approximately $87,939. However, this is an aggregate figure, actual salaries can range significantly, typically from $77,129 to $99,649, depending on factors like job role, experience, and location.

2. How much does Valley Oak Credit Union pay compared to Countrywide Funding LLC?

The average annual salary at Valley Oak Credit Union is $87,939, or an hourly wage of $42, in comparison to Countrywide Funding LLC which pays $101,609 per year or $49 per hour.

3. What is the lowest salary at Valley Oak Credit Union?

The lowest-paying job at Valley Oak Credit Union is a Member Service Representative with a salary of $31,155 per year. The lowest- paying job depends heavily on the specific role, location, whether it's an hourly or salaried position, and if it's full-time, part-time, or an internship. Generally, entry-level positions might represent the lower end of the pay scale.

4. How does having a professional certification impact salary for relevant roles at Valley Oak Credit Union?

Professional certifications like PMP (for Project Managers), CPA (for Accountants), or another relevant certification for the industry can often lead to higher salaries and better job prospects at Valley Oak Credit Union for applicable roles. Certifications demonstrate a verified level of expertise and commitment to a profession, making candidates more competitive.

5. Does Valley Oak Credit Union offer cost-of-living adjustments (COLA) for employees in high-cost areas like Visalia?

While some companies offer formal COLA, many, including potentially Valley Oak Credit Union, incorporate cost of living considerations into their overall salary structure for different locations rather than as a separate, itemized adjustment. This means their base pay bands for roles in high-cost cities like New York City are generally set higher to account for these local market factors.

6. What's the typical process for salary reviews and raises at Valley Oak Credit Union?

Most companies, likely including Valley Oak Credit Union, conduct formal salary reviews annually, often tied to performance evaluations. During these reviews, factors like individual performance, meeting goals, company performance, and market adjustments are typically considered for potential salary increases.

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