Cost of Living in Pelham, NH 2025
27%
|
Higher Than National Avg.
78%
|
Higher Than State Avg.
Pelham's 2025 cost of living is $3134 per month for singles and $6901 per month for families of four.
Living costs in Pelham are 27% higher than the U.S. national average and 78% higher than New Hampshire's state average.
This reflects a 2% increase from 2024.
The primary drivers of Pelham's cost of living are soaring housing costs, elevated transportation expenses, and rising food prices.
See how Pelham's cost of living affects your budget or salary needs with Salary.com's free Cost of Living Calculator.
Cost of Living Calculator
How does Pelham's cost of living compare to the national average in 2025?
Living in Pelham is more expensive than the national average,
with housing costs 6.4 % higher at $1277
per month for a single person and $2341 per month for a family of four.
Food expenses run 4.3 %
below average at $383
monthly for an individual and $1244 for a family,
while energy, transportation and healthcare costs are 9.0 % higher at about $954 per month
for one person and $2156 for a household.
These costs bring the total monthly expenses to $2614
for a single person and $5741 for a family of four,
making Pelham one of America's most expensive cities.
| Expense Category | Average Monthly Expense Single Person | Average Monthly Expense Family of Four | Pelham compare to: U.S. Average |
|---|---|---|---|
|
1277 | 2341 |
|
|
383 | 1244 |
|
|
201 | 345 |
|
|
366 | 779 |
|
|
387 | 1032 |
|
How does the cost of living compare when moving from other major cities to Pelham?
Pelham's 2025 cost of living is 49% lower than San Francisco,
13% less than Washington, 7% above Miami
, 11% higher than Chicago, 21% less than Boston
, and 38% below New York.
Essential for evaluating relocation costs and salary needs in Pelham.
| Move From | Move To | Cost of Living Comparison |
|---|---|---|
| San Francisco, CA | Pelham |
|
| Washington, DC | Pelham |
|
| Miami, FL | Pelham |
|
| Chicago, IL | Pelham |
|
| Boston, MA | Pelham |
|
| New York, NY | Pelham |
|
| Dallas, TX | Pelham |
|
About Pelham, NH
According to the United States Census Bureau, the town has a total area of 26.9 square miles (69.8 km2), of which 26.4 square miles (68.3 km2) are land and 0.58 square miles (1.5 km2), or 2.09%, are water. The highest point in Pelham is Jeremy Hill, at 577 feet (176 m) above sea level.
The town contains the southernmost point in the state of New Hampshire, at 42°41′49″N 71°17′40″W / 42.69694°N 71.29444°W / 42.69694; -71.29444, a location known as the "Old Boundary Pine", named for a pine tree that marked the difference in definition of the northern boundary of Massachusetts. This point is 3...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Comments about the cost of living in Pelham, NH
New Hampshire is a tax-friendly state with a low cost of living for some.
New Hampshire has no state sales tax. It is a popular destination for shoppers looking for tax-free purchases. There is also no local sales taxes making it even more attractive as a shopping destination. New Hampshire’s tax-free shopping is a day trip away from cities in Massachusetts, Maine, Vermont, and even Rhode Island for those looking for bargains. New Hampshire is also home to numerous “outlet” stores that offer discounted products direct from the manufacturer. If you currently live in a state with a sales tax and are sick of all the “extra” costs added to each purchase, you will immediately see the advantage New Hampshire offers. Without a sales tax, the price of your purchase will be more straightforward. Automobiles, appliances, electronics, and clothing are available at reduced prices. Over time, not having to pay a tax on each purchase will help you to achieve a lower cost of living.
New Hampshire also has no state income tax. This means that if you work in New Hampshire, your paycheck will only be subject to federal income taxes, although if you have interest and dividend income from investments, those are subject to a tax. New Hampshire offsets the no-tax situation with its property taxes, which are some of the highest in the country. Depending on your housing situation, living in New Hampshire could still be a good deal if you are looking for an overall lower cost of living.
(
2025-07-24
salary.com
)
Healthcare access and affordability and your cost of living
New Hampshire is ranked number 7 out of all states in overall healthcare access and affordability.
Healthcare costs make up a significant part of the cost of living. The ability to afford healthcare as well as the ability to access care are key indicators of how much you will be paying for this important resource if you move to another state. Affordability is generally measured by the rates set for insurance coverage in a state, as well as the out-of-pocket expenses that need to be paid by you when receiving the care. If rates or out-of-pocket expenses are high, your cost of living will increase. Access to healthcare is how easy or difficult it may be to receive the care. Access is measured by identifying barriers that might prevent the delivery of care such as the inability to obtain insurance coverage, having to travel long distances to health care centers and lack of sufficient facilities and/or healthcare professionals. The timeliness of care, how fast you can get to see a healthcare provider, is another important measure.
(
2025-07-24
salary.com
)
Cost of Living Frequently Asked Questions
What is a Cost of Living index and how is it used?
In the simplest terms, a Cost of Living index is the estimated amount that represents the cost of the basic necessities required for an individual to live. A cost of living or COL estimate may typically include estimates for housing, food, energy, medical care, transportation, taxes, and other necessities. A COL index may be used to measure what the cost difference would be for a person living in a certain location compared to another location. This cost of living comparison helps individuals make decisions about where they would like to live and what they can afford based on the costs in that location. A cost of living comparison can provide guidance about how an increase or decrease in these basic living expenses impacts necessary spending for an individual or a family.
(
2025-07-24
salary.com
)
What factors are included in estimating your cost of living?
The Salary.com cost of living calculator estimate is based on data related to five general categories: housing, food, healthcare, transportation, and energy. These are the universally recognized core components of any cost of living estimate and represent those expenses that apply to everyone. Obviously, there may be other factors that could contribute to your particular cost of living situation and not everyone has the same spending habits. For example, education and/or childcare costs might not apply to everyone, but for those who have those expenses, they could be significant and should be considered when you evaluate your cost of living comparison.
(
2025-07-24
salary.com
)
The Salary.com cost of living calculator is unique in that it also incorporates current salary data for thousands of jobs specific to a chosen home or work location to provide a more refined estimate of the cost of living variations. You can see how your job and your salary will be impacted by a change of location. If you live in one location but work in another, the cost of living calculator will make those adjustments to provide an accurate estimate of the change in COL. The Salary.com cost of living calculator helps you to make cost of living comparisons cost comparisons easily and quickly.
(
2025-07-24
salary.com
)
See how much you can get when it is an hourly pay
Use our Salary Converter Tool, a user-friendly resource designed to see how much your salary will be if converted into hourly/weekly/biweekly/monthly/yearly pay. With just a few clicks, you can gain valuable insights into your earning potential, ensuring you make informed financial decisions.
See how much you can get when it is a yearly pay
Use our Salary Converter Tool, a user-friendly resource designed to see how much your salary will be if converted into hourly/weekly/biweekly/monthly/yearly pay. With just a few clicks, you can gain valuable insights into your earning potential, ensuring you make informed financial decisions.
Last Update: 2025-07-24