Commercial Loan Senior Manager manages commercial lending activities and staff to achieve lending objectives and manage risk. Oversees commercial loan officers, providing operational guidance and supporting business development and relationship management efforts. Being a Commercial Loan Senior Manager reviews and approves credit recommendations within assigned authority and ensures adherence to lending policies. Monitors portfolio performance, risk ratings, and concentration limits to manage credit risk. Additionally, Commercial Loan Senior Manager manages the maintenance and servicing of existing commercial loan portfolios. Partners with credit administration and senior leadership to support audits and regulatory examinations. Requires a bachelor's degree. May require Commercial Lending certification or licensure. Typically reports to a director. The Commercial Loan Senior Manager typically manages through subordinate managers and professionals in larger groups of moderate complexity. Provides input to strategic decisions that affect the functional area of responsibility. May give input into developing the budget. To be a Commercial Loan Senior Manager typically requires 3+ years of managerial experience. Capable of resolving escalated issues arising from operations and requiring coordination with other departments.
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