Underwriter I - Life is responsible for reviewing and analyzing life insurance applications. Evaluates an applicant's medical history, physical condition, occupational hazards, and other information to accept, modify, or decline an application. Being an Underwriter I - Life utilizes underwriting guidelines, rules, and standards to accept, reject, or mitigate risk for applications. Calculates rates and premiums from approved decrement tables. Additionally, Underwriter I - Life ensures compliance with all industry and governmental regulations. Requires a bachelor's degree. May require Chartered Life Underwriter (CLU) certification. Typically reports to a manager. The Underwriter I - Life work is closely managed. Works on projects/matters of limited complexity in a support role. To be an Underwriter I - Life typically requires 0-2 years of related experience.
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