Underwriter IV

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Underwriter IV is responsible for reviewing and analyzing risk characteristics on insurance applications, renewals, and change requests. Utilizes underwriting guidelines, rules, and standards to accept, reject, or mitigate risk for applications. Being an Underwriter IV calculates renewal rates, and determines appropriate premiums, limits, and coverages. Ensures compliance with all industry and governmental regulations. Additionally, Underwriter IV may coordinate with field agents to collect or clarify information or decisions. Requires a bachelor's degree. Typically reports to a manager. The Underwriter IV work is highly independent. May assume a team lead role for the work group. A specialist on complex technical and business matters. To be an Underwriter IV typically requires 7+ years of related experience.